Junior Credit & Collections Analyst — Fast-Paced Growth

AJC Group; Medellín; On-site; COP 33,480,000 - 51,336,000; Full time

Job summary

AJC Group in Medellín, Colombia seeks a motivated Junior Credit Specialist to support credit and collections activities, assess customer credit exposure, and drive risk-based decision making. You will analyze financials, monitor AR, and collaborate with Commercial, Logistics, Treasury, and Finance teams in a fast-paced environment.

The role requires strong financial analysis, Excel/Power BI proficiency, and effective communication with internal and external partners.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or related field.
• Recent graduates or candidates with at least one year of credit/collections experience.
• Strong financial analysis skills: interpret balance sheets, income statements, and cash flow statements.
• Excellent organizational skills with attention to detail and accuracy.
• Strong communication and interpersonal skills; able to influence stakeholders.
• Ability to work under pressure and meet tight deadlines.
• Proficient in Excel, Power BI, and ERP systems.
• Fluency in English; additional languages are a plus.

Responsibilities

• Conduct thorough credit risk assessments on customers, including financial statement analysis, cash flow evaluation, and market/industry risk review.
• Recommend credit limits and terms, ensuring alignment with company risk policies.
• Monitor and analyze accounts receivable exposure, identifying high-risk accounts and mitigation strategies.
• Drive proactive collections activities, including direct customer engagement to resolve overdue balances.
• Partner with Commercial, Logistics, Treasury, and Finance teams to align on customer risk strategies and resolve disputes.
• Prepare detailed credit reports and dashboards to support decision-making by management.
• Support compliance with company policies, controls, and regulatory requirements.
• Provide mentorship and guidance to junior team members when needed.

Skills

Financial analysis

Interpersonal skills

Stakeholder influence

Attention to detail

Pressure management

English fluency

Education

Bachelor's degree in Finance, Accounting, Economics, or related field

Tools

Excel

Power BI

ERP systems

Job description

AJC Group in Medellín, Colombia seeks a motivated Junior Credit Specialist to support credit and collections activities, assess customer credit exposure, and drive risk-based decision making. You will analyze financials, monitor AR, and collaborate with Commercial, Logistics, Treasury, and Finance teams in a fast-paced environment.

The role requires strong financial analysis, Excel/Power BI proficiency, and effective communication with internal and external partners.