Senior SME Insurance Expert – Commercial P&C / Underwriting

Techup Systems; Zürich; On-site; CHF 80,000 - 100,000; Full time

Job summary

Techup Systems seeks a Senior SME Insurance Expert for Commercial P&C underwriting on a 4-month project in Adliswil (ZH). The role focuses on aligning with customer needs, enhancing product offerings, and modernizing framework agreements. 100% workload with a daily rate of CHF 920.00.

The candidate will drive analysis of underwriting guidelines, product competitiveness, and efficiency gains across Sales, Business Development, and Underwriting teams.

Qualifications

• Several years of professional experience in the Swiss SME commercial insurance market.
• Proven underwriting experience as an Underwriter or SME in the P&C sector.
• Sound technical expertise in property and/or casualty insurance.
• Strong knowledge of underwriting guidelines, risk assessment, and portfolio management tools.

Responsibilities

• Analyze and revise the customer orientation strategy for the P&C SME sector.
• Develop and evaluate insurance products for SMEs to stay competitive.
• Review and optimize underwriting guidelines and control mechanisms.
• Define underwriting limits and deductibles considering coverage types and industry norms.
• Analyze current market practices and internal underwriting processes.
• Optimize framework agreements to improve efficiency and SOPs.
• Document optimized processes, recommendations, and SOPs for stakeholders.

Skills

SME insurance experience

Underwriter/SME

P&C knowledge

Underwriting guidelines

Risk assessment

Portfolio management tools

Independent work

German/French language

Analytical/communication skills

Job description

Senior SME Insurance Expert – Commercial P&C / Underwriting

Job Openings Senior SME Insurance Expert – Commercial P&C / Underwriting

About the job Senior SME Insurance Expert – Commercial P&C / Underwriting

Start: 14.09.2026
Location: Adliswil ZH
Workload: 100%
Duration: 4 months
Daily all-in rate: CHF 920.00
(English version see below)

Must-haves

Nice-to-haves

You will work for a leading Swiss insurance company and support a strategic initiative to further develop the commercial insurance business for SMEs. The project focuses on optimizing our alignment with customer needs, further developing our product offerings, and modernizing framework agreements.

You will work in a dynamic environment and help ensure that our underwriting practices remain competitive and comply with current market standards.

Tasks and Responsibilities

• Analysis and revision of the existing customer orientation strategy within the property and casualty (P&C) insurance sector.
• Evaluation and development of insurance products for SMEs to ensure their competitiveness in the market.
• Review and optimization of underwriting guidelines, principles, and control mechanisms.
• Definition and assessment of appropriate underwriting limits and deductibles, taking industry and coverage types into account.
• Conducting comprehensive analyses of current market practices as well as internal underwriting processes.
• Optimization of framework agreements to increase operational efficiency.
• Documentation of optimized processes, recommendations, and standardized operating procedures (SOPs).
• Close cooperation with cross-functional stakeholders across Sales, Business Development, and Underwriting.
• Presentation of strategic insights and concrete recommendations to specialized teams and management.

Requirements

Must-haves

• Several years of professional experience in the Swiss SME commercial insurance market.
• Proven practical experience as an Underwriter, Technical Underwriter, or Subject Matter Expert (SME) in the property and casualty (P&C) insurance sector.
• Sound technical expertise in property and/or casualty insurance.
• Very good practical knowledge in the areas of underwriting guidelines, risk assessment, and portfolio management tools.
• Strong ability to work independently and generate immediate value with minimal onboarding time.
• Fluent in German and/or French.
• Strong analytical, conceptual, and communication skills, as well as high problem-solving competence.

Nice-to-haves

• Specialized experience in engineering insurance or commercial general liability insurance.
• Practical experience with broker distribution structures and the associated contractual agreements.
• Sound knowledge of operational underwriting processes and insurance operating models.