Institutional Payments Lead — Full Ownership & Equity

SCRYPT; Schweiz; On-site; CHF 180,000 - 280,000; Full time

Benefits offered by this job

Real ownership of a function

AI tooling native

Direct access to founders, board, and

Meaningful equity in a Series A

Swiss-anchored, globally operating

Job summary

SCRYPT is a Swiss-founded, globally operating platform where money moves across borders and currencies. You will own the payments product end-to-end, from virtual accounts to settlement, selecting partners, and defining flows of funds within a licensed perimeter.

As a builder, you will own end-to-end integrations, design the client funding/payout journeys, and ensure regulatory alignment with MiCA, FINMA, and safeguarding rules. This role emphasizes ownership from week one and rapid impact.

Qualifications

• You have personally taken a payments product live under a licence.
• Shipped both directions of money movement: inbound collections and outbound settlement.
• You have integrated payment infrastructure providers or banking partners hands on.
• Payments native: flow of funds, rail mechanics, safeguarding, and how a licence shapes what you are allowed to build.
• Comfortable inside a regulated perimeter, working alongside Compliance and external counsel as routine.

Responsibilities

• Take virtual named accounts and embedded payment accounts from concept to live institutional volume.
• Select banking and payment partners on rail coverage, pricing, onboarding burden, licensing constraint, and operational reliability, then make the call on sequence.
• Run each integration end to end: scoping, specification, engineering coordination, testing, go live.
• Design the flow of funds before the build, including safeguarding, reconciliation, failure states, and what happens when a rail goes down.
• Design the client journey for funding, collections, and payout, with strong opinions on what an institutional user needs to see at the point of instruction.
• Own product decisions across onboarding, trading, custody, and post-trade so payments does not get built in isolation.
• Write specifications an engineer ships from without a second conversation, with acceptance criteria and edge cases covered.
• Sequence delivery across multiple entities and jurisdictions without duplicating build.
• Set the success measure for every release and prove it afterwards.
• Build to MiCA CASP and Payment Institution requirements, FINMA expectations, safeguarding of client assets, travel rule, and jurisdictional scope.
• Turn regulatory requirements into product requirements early, so authorisation and release timelines stay aligned.
• Talk to institutional clients directly and convert what you hear into prioritised decisions.

Skills

Payments product live under licence

Shipped inbound collections and outgo

Integrated payment infrastructure or  

Regulatory perimeter understanding

Strong written communication

Tools

API design

Data models

Integration architecture

Job description

SCRYPT is a Swiss-founded, globally operating platform where money moves across borders and currencies. You will own the payments product end-to-end, from virtual accounts to settlement, selecting partners, and defining flows of funds within a licensed perimeter.

As a builder, you will own end-to-end integrations, design the client funding/payout journeys, and ensure regulatory alignment with MiCA, FINMA, and safeguarding rules. This role emphasizes ownership from week one and rapid impact.