Business Analyst Crédit H/F

Indosuez Wealth Management; Carouge; On-site; CHF 110,000 - 160,000; Full time

Job summary

Indosuez Wealth Management in Geneva/Carouge is seeking a skilled Business Analyst focused on Credit Risk and Requirements Management. You will support credit reviews, monitoring, and governance while translating business needs into precise specifications for IT solutions across the Risk & Credit domain.

You will collaborate with agile squads, refine the backlog with the Product Owner, and help modernize risk processes and dashboards within the Wealth Management ecosystem.

Qualifications

• Strong understanding of credit management and credit risk processes in a banking environment.
• Good understanding of Credit Risk principles, controls and governance.
• Ability to work with data models, interfaces and integration requirements.
• Familiarity with SQL and reporting tools is an advantage.
• Understanding of API-based and modern application architectures is a plus.
• Experience with Jira, Confluence and Agile delivery frameworks.

Responsibilities

• Support initiatives related to credit reviews and renewal processes.
• Support credit monitoring and follow-up.
• Manage collateral and guarantee management.
• Monitor exposure and limits; ensure governance and controls.
• Document business rules governing credit decisions and controls.
• Translate business requirements into functional specifications, features, and user stories.
• Contribute to risk indicators, controls, and management dashboards.
• Ensure traceability between requirements and delivered solutions.
• Act as SME for Credit & Risk Management processes and systems.
• Participate in regulatory and internal risk reporting.
• Digitize workflows and drive process automation.
• Define business rules, decision matrices and control mechanisms.

Skills

Credit risk knowledge

Data models & interfaces

SQL & reporting tools

APIs & modern architectures

Jira & Confluence

Education

Master in Finance or Engineering

Tools

Agile delivery frameworks

Job description

Business Analysis & Requirements Management

Support initiatives related to:

• Credit reviews and renewal processes
• Credit monitoring and follow-up
• Collateral and guarantee management
• Exposure monitoring and limit management
• Analyze and document business rules governing credit decisions, controls and monitoring activities.
• Translate business requirements into clear functional specifications, Features and User Stories.
• Contribute to the definition and evolution of risk indicators, controls and management dashboards.
• Ensure traceability between business requirements and delivered solutions.
• Act as a subject matter expert for Credit & Risk Management processes and systems.
• Risk assessment and controls
• Exposure monitoring
• Regulatory and internal risk reporting
• Workflow digitization and process automation
• Participate in defining business rules, decision matrices and control mechanisms.
• Ensure solutions align with Risk and Credit governance principles.

Agile Delivery

• Work closely with the Product Owner to refine and prioritize the backlog.
• Facilitate workshops and requirement clarification sessions.
• Participate in Agile ceremonies (Sprint Planning, Daily Scrum, Reviews and Retrospectives).
• Provide ongoing functional support to developers and testers during implementation.
• Validate delivered functionality during UAT and business acceptance phases.

As a key member of the squad, you will contribute to the modernization of Risk & Credit processes and support the implementation of strategic initiatives across the Wealth Management ecosystem. The role aligns with the squad mission of Operational Follow-up, Control and Monitoring.

Master

Master in Finance and or Engineering school

6 - 10 ans

• Strong understanding of credit management and credit risk processes in a banking environment.
• Good understanding of Credit Risk principles, controls and governance.
• Ability to work with data models, interfaces and integration requirements.
• Familiarity with SQL and reporting tools is an advantage.
• Understanding of API-based and modern application architectures is a plus.
• Experience with Jira, Confluence and Agile delivery frameworks.