Business Analyst Credit & Risk

Azqore SA; Carouge; On-site; CHF 90,000 - 140,000; Full time

Benefits offered by this job

Generous healthcare contribution

27 days of annual leave

Attractive pension plan

Home office (100 days/year for Swiss),

Collaboration with international teams

Job summary

Azqore SA in Geneva is seeking a Business Analyst with strong expertise in Taxes Statement & Software Development to join our Risk & Credit squad. You will analyze business needs, define functional requirements, and deliver solutions that enhance credit monitoring, risk control, and regulatory compliance.

You will work with Risk Officers, Credit Analysts, Front Office, Product Owners and IT across Switzerland, Singapore, Portugal & France.

Qualifications

• Strong understanding of credit management and risk processes.
• Familiar with data models, interfaces and integration requirements.
• Experience with Jira, Confluence and Agile delivery frameworks.
• SQL knowledge and reporting tools is an advantage.

Responsibilities

• Define functional requirements and user stories for credit management.
• Analyze business rules governing credit decisions and controls.
• Translate requirements into specifications and dashboards for risk monitoring.
• Support risk indicators, controls and monitoring dashboards; ensure traceability from requirements to delivered solutions.
• Collaborate with product owners and IT to implement approved solutions and validate them in UAT.

Skills

Credit management

Credit risk

Data modeling

SQL

APIs

Agile methods

Tools

Jira

Confluence

Job description

Want to join Azqore, named "Best Core-Banking Platform" 2025?

A subsidiary of Indosuez Wealth Management, the wealth management arm of the Crédit Agricole Group, and Capgemini, Azqore is an international company specializing in Information Systems outsourcing and Banking Operations Processing for private banking players.

We provide our customers with an Integrated Information System (S2i), and a full range of digital banking products and services.

We also handle our customers' back office operations from two hubs, in Switzerland and Singapore. By 2020, Azqore has 200 billion (CHF) in assets under management, represented by some thirty banks.

Our Banking Operations department stands out for the excellence of its unique tailor-made service, recognized by customers and the market alike. Nearly 200 employees work closely together in Switzerland and Singapore to handle the banking operations of demanding customers.

At the heart of our strategy, we are looking for a Business Analyst with strong expertise in Taxes Statement & Software Development.

The team

The position is to be filled at our Geneva offices (Lancy Bachet).

This position will be part of the Risk & Credit team of 30 employees (Switzerland, Singapore, Portugal & France). You will liaise with the technical teams based cross countries.

We are looking for a Business Analyst to join our team, a multidisciplinary Agile team responsible for the evolution of Credit Management and Risk solutions. The successful candidate will work closely with Risk Officers, Credit Analysts, Front Office representatives, Product Owners, and IT teams to analyze business needs, define functional requirements, and deliver innovative solutions that improve credit monitoring, risk control, operational efficiency, and regulatory compliance.

As a key member of the squad, you will contribute to the modernization of Risk & Credit processes and support the implementation of strategic initiatives across the Wealth Management ecosystem. The role aligns with the squad mission of Operational Follow-up, Control and Monitoring.

Your responsibilities

Business Analysis & Requirements Management

• Support initiatives related to:
  • Credit reviews and renewal processes
  • Credit monitoring and follow-up
  • Covenant monitoring
  • Collateral and guarantee management
  • Exposure monitoring and limit management
• Analyze and document business rules governing credit decisions, controls and monitoring activities.
• Translate business requirements into clear functional specifications, Features and User Stories.
• Contribute to the definition and evolution of risk indicators, controls and management dashboards.
• Ensure traceability between business requirements and delivered solutions.

Credit & Risk Expertise

• Act as a subject matter expert for Credit & Risk Management processes and systems.
• Risk assessment and controls
• Exposure monitoring
• Regulatory and internal risk reporting
• Workflow digitization and process automation
• Participate in defining business rules, decision matrices and control mechanisms.
• Ensure solutions align with Risk and Credit governance principles.

Agile Delivery

• Work closely with the Product Owner to refine and prioritize the backlog.
• Facilitate workshops and requirement clarification sessions.
• Participate in Agile ceremonies (Sprint Planning, Daily Scrum, Reviews and Retrospectives).
• Provide ongoing functional support to developers and testers during implementation.
• Validate delivered functionality during UAT and business acceptance phases.

Your core competencies

• Strong understanding of credit management and credit risk processes in a banking environment.
• Good understanding of Credit Risk principles, controls and governance.
• Ability to work with data models, interfaces and integration requirements.
• Familiarity with SQL and reporting tools is an advantage.
• Understanding of API-based and modern application architectures is a plus.
• Experience with Jira, Confluence and Agile delivery frameworks.

Benefits

• Generous healthcare contribution (300 CHF/month).
• 27 days of annual leave for work-life balance.
• Attractive pension plan.
• Collaboration with international teams based in Geneva, Lausanne, Singapore and Portugal.
• Opportunities for professional development within Azqore and the Crédit Agricole Group
• Ongoing training
• Stimulating projects in a constantly evolving sector
• Home office (100 days/year for Swiss residents - 88 days/year for others)

Inclusion and diversity

Acting every day in the interests of our customers and society, we are a group committed to diversity in all its forms and to inclusion.

We are committed to combating cognitive bias, and train our managers accordingly.

As a company operating in the IT sector, which suffers from a structural lack of female representation, we attach particular importance to developing the gender mix of our teams.

All our positions are open to people with disabilities.

We're not looking for a standard profile, we're looking to identify your unique talent.