Underwriter, Underwriting Department

Desjardins; Lévis; On-site; CAD 60,000 - 80,000; Full time

Benefits offered by this job

Competitive salary and annual bonus

4 weeks of flexible vacation

Defined benefit pension plan

Group insurance including telemedicine

Reimbursement for health and wellness expenses

Job summary

Desjardins seeks an Underwriter in Lévis, Canada, to assess risks and negotiate with reinsurers. Candidates should have experience in individual life insurance and proficiency in both French and English is essential. The role involves analyzing information to provide solutions and improve processes within the team. Desjardins offers competitive salary, 4 weeks of vacation, and a defined benefit pension plan, emphasizing diversity and inclusion in the workplace.

Qualifications

• Experience in assessing risks for individuals in life insurance.
• Familiarity with governance documents related to underwriting.
• Ability to communicate effectively with both English and French-speaking clients.

Responsibilities

• Analyze medical, personal, and financial information.
• Negotiate with reinsurers for non-standard decisions.
• Help develop operational processes.
• Make justified decisions for clients.
• Communicate with stakeholders effectively.

Skills

Underwriting experience in individual life insurance

Knowledge of underwriting standards

Knowledge of healthcare sector

Fluent in French

Advanced proficiency in English

Job description

Overview

The Underwriting Department is currently seeking an underwriter who would like to contribute to our members’ and clients’ peace of mind by ensuring they’re well protected in the event of an unexpected situation. We’re working on updating our tools and systems over the next few years to optimize and simplify our processes so that doing business with Desjardins is always a simple and people-focused experience. Join a team that will help you develop your expertise in underwriting and life and health insurance, as well as your critical thinking skills. At Desjardins, we give you the tools and resources you need to help you diversify your skills and pursue your career goals.

Responsibilities

• Analyze medical, personal and financial information to assess the overall risk to the organization in accordance with applicable standards and practices.
• In the event of non-standard decisions, negotiate with reinsurers to find solutions to obtain the best possible decision for our members, clients and partners.
• Communicate in writing or by phone with stakeholders.
• Help develop operational processes and modifications to the sector’s computer systems.
• Make decisions and be able to justify them to members, clients and partners.

Qualifications

• Underwriting experience in individual life insurance.
• Knowledge of underwriting standards and governance documents.
• Knowledge of the healthcare sector.
• Knowledge of French is required.
• Advanced proficiency of English due to the nature of the duties or work tools or because the position involves interactions with English-speaking partners, members and/or clients.
• Other combinations of qualifications and relevant experience may be considered.

Benefits

• Competitive salary and annual bonus
• 4 weeks of flexible vacation starting in the first year
• Defined benefit pension plan that provides predictable, stable income throughout retirement
• Group insurance including telemedicine
• Reimbursement of health and wellness expenses and telework equipment

Equity, Diversity & Inclusion

At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.

Accessibility

We provide accommodations at any stage in the recruitment process. Let us know if there's something we can do to help make the recruitment process or the job you're applying for more accessible.

Job Family

Life and health insurance (FG)