Underwriter, Underwriting Department

Desjardins; Lévis; On-site; CAD 60,000 - 80,000; Full time

Job summary

A leading financial institution in Lévis seeks an Underwriter for its Underwriting Department. You will analyze medical and financial data to assess risk and negotiate solutions for members and clients. The ideal candidate has underwriting experience, knowledge of healthcare, and is proficient in both French and English. This role offers competitive salary, flexible vacation, and comprehensive benefits.

Benefits

Competitive salary and annual bonus

4 weeks of flexible vacation

Defined benefit pension plan

Group insurance including telemedicine

Reimbursement of health and wellness expenses

Qualifications

• Experience in underwriting individual life insurance necessary.
• Knowledge of relevant underwriting standards required.
• Advanced proficiency in both French and English essential for the role.

Responsibilities

• Analyze medical, personal, and financial information for risk assessment.
• Negotiate with reinsurers for optimal decisions.
• Communicate effectively with stakeholders.
• Develop operational processes and system modifications.
• Justify decisions to members and clients.

Skills

Underwriting experience in individual life insurance

Knowledge of underwriting standards

Knowledge of healthcare sector

Knowledge of French

Advanced proficiency in English

Job description

Overview

Join to apply for the Underwriter, Underwriting Department role at Desjardins

The Underwriting Department is seeking an underwriter to contribute to members’ and clients’ peace of mind by ensuring they’re well protected in the event of an unexpected situation. Desjardins aims to update tools and systems over the coming years to optimize processes, ensuring a simple and people-focused experience. You will develop expertise in underwriting and life and health insurance, as well as critical thinking skills, with tools and resources to diversify skills and pursue career goals.

Responsibilities

• Analyze medical, personal and financial information to assess the overall risk to the organization in accordance with applicable standards and practices.
• In the event of non-standard decisions, negotiate with reinsurers to find solutions to obtain the best possible decision for members, clients and partners.
• Communicate in writing or by phone with stakeholders.
• Help develop operational processes and modifications to the sector’s computer systems.
• Make decisions and be able to justify them to members, clients and partners.

What we offer

• Competitive salary and annual bonus
• 4 weeks of flexible vacation starting in the first year
• Defined benefit pension plan that provides predictable, stable income throughout retirement
• Group insurance including telemedicine
• Reimbursement of health and wellness expenses and telework equipment
• Benefits apply based on eligibility criteria

What You Bring To The Table

• Underwriting experience in individual life insurance
• Knowledge of underwriting standards and governance documents
• Knowledge of the healthcare sector
• Please note that other combinations of qualifications and relevant experience may be considered
• Knowledge of French is required
• Advanced proficiency of English due to the nature of the duties or work tools or because the position involves interactions with English-speaking partners, members and / or clients

Action oriented, Business insight, Complexity, Customer Focus, Differences, Nimble learning

Accessibility

If there’s something we can do to help make the recruitment process or the job you’re applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

Job Details

Job Family: Life and health insurance (FG)

Seniority level: Entry level

Employment type: Full-time

Job function: Finance and Sales

Industries: Banking

Other opportunities at Desjardins may include roles such as Chief Underwriter and Claims Risk Officer, Mortgage Funder, Residential Underwriting, Senior Underwriter - Commercial Insurance - Mid-market, and others.