Strategic Residential Mortgage Underwriter – Third-Party

First National Financial; Toronto; On-site; CAD 60,000 - 85,000; Full time

Benefits offered by this job

Competitive compensation

Bonus and benefits

Career advancement opportunities

Job summary

First National Financial is seeking a Mortgage Underwriter for Third Party Residential Underwriting in Toronto. You will render credit decisions within authorized limits while adhering to insurer policies and company guidelines, focusing on service excellence and risk protection.

You will review documentation for accuracy, manage files from commitment to broker conditions, and maintain strong relationships with brokers, insurers, appraisers, and solicitors.

Qualifications

• Completed post-secondary education or equivalent work experience required.
• Minimum 2 years mortgage underwriting experience.
• Completion of Mortgage Agent Course and/or FSRA License an asset.

Responsibilities

• Establishes and maintains positive relationships with mortgage brokers to build loyalty to the Company.
• Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors.
• Interacts with mortgage brokers for the collection of all required documents to satisfy mortgage commitment conditions.
• Reviews and verifies accuracy of required documentation related to income, down payment and the property using sound due diligence and in compliance with internal and regulatory guidelines prior to signing off on any mortgage conditions or documents.
• Escalates any documentation issues to the Underwriter for review and sign off.
• Documents clear and complete notes within the mortgage underwriting system.

Skills

Relationship building

Service excellence

Communication

Conflict management

Analytical skills

Attention to detail

Time management

Mentorship

Problem solving

MS Office

Work under pressure

Education

Post-secondary education or equivalent

FSRA License / Mortgage Agent Course asset

Tools

Microsoft Office

Job description

First National Financial is seeking a Mortgage Underwriter for Third Party Residential Underwriting in Toronto. You will render credit decisions within authorized limits while adhering to insurer policies and company guidelines, focusing on service excellence and risk protection.

You will review documentation for accuracy, manage files from commitment to broker conditions, and maintain strong relationships with brokers, insurers, appraisers, and solicitors.