Toronto-Based Third-Party Residential Mortgage Underwriter

First National Financial LP; Toronto; On-site; CAD 60,000 - 85,000; Full time

Benefits offered by this job

Base salary

Bonus

Benefits

Career advancement

Job summary

First National Financial LP is seeking a Residential Mortgage Underwriter for Third Party Underwriting – BMBE in Toronto. You will render credit decisions within approved limits, applying due diligence to protect the company.

Reporting to the Manager, you will build relationships with brokers and insurers, adjudicate applications, and ensure service levels while staying current with market trends and policy changes. Competitive compensation and benefits accompany this role.

Qualifications

• Post-secondary education or equivalent work experience required.
• Minimum 2 years mortgage underwriting experience.
• Mortgage Agent Course and/or FICOM License asset.
• Working knowledge of PC software in a Windows environment.

Responsibilities

• Adjudicates mortgage applications within authority limits per policies.
• Maintains relationships with mortgage brokers and external partners.
• Completes due diligence to protect the company from risk.
• Prepares mortgage commitments with conditions within SLA/turnaround times.
• Keeps current with industry knowledge, trends and competition.
• Manages high-volume workflow with accurate risk assessments.
• Communicates decisions clearly to stakeholders and clients.
• Ensures compliance with AML requirements.

Skills

Strong communication

Analytical skills

Attention to detail

Organizational and time management

Problem solving

Team player

Office software

Relationship building

Ability to work under pressure

AML/compliance awareness

Education

Mortgage Agent Course

FICOM License

Tools

Microsoft Office

Windows PC

Job description

First National Financial LP is seeking a Residential Mortgage Underwriter for Third Party Underwriting – BMBE in Toronto. You will render credit decisions within approved limits, applying due diligence to protect the company.

Reporting to the Manager, you will build relationships with brokers and insurers, adjudicate applications, and ensure service levels while staying current with market trends and policy changes. Competitive compensation and benefits accompany this role.