Strategic AR Recovery & Holdback Analyst

Vaco Recruiter Services; Mississauga; On-site; CAD 55,000 - 68,000; Full time

Job summary

Vaco Recruiter Services is seeking a contract Accounts Receivable Recovery & Process Analyst to improve AR accuracy, visibility, and collectability in Mississauga, Canada.

Responsibilities include AR recovery and analysis, holdback and retainage review, data cleanup, dispute resolution, and daily reporting to drive cash collection and process improvements across Finance, Project Management, and Operations.

Qualifications

• 5+ years of experience in Accounts Receivable, Collections, Credit or related finance operations.
• Experience with project-based billing, holdbacks, or contractually deferred receivables.

Responsibilities

• Review aged AR at customer, invoice and project levels, focusing on high-value and 60+ day balances.
• Determine collectability, disputes, deferments, or potential uncollectible balances.
• Prioritize collection activity by value, age, risk and contractual status.
• Contact customers to resolve overdue balances and investigate payment blockers.
• Develop recovery plans for high-risk accounts and drive resolutions.
• Review project holdbacks/retainage for contractual release and due dates.
• Coordinate with Finance, PM, Operations, and customers to confirm release dates.
• Maintain an actionable dispute tracker with owners and dates.
• Lead AR reporting and drive process improvements across teams.

Skills

AR/Collections

Analytical skills

Excel

Communication

Contract terms interpretation

Tools

Dynamics 365

Power BI

Job description

Vaco Recruiter Services is seeking a contract Accounts Receivable Recovery & Process Analyst to improve AR accuracy, visibility, and collectability in Mississauga, Canada.

Responsibilities include AR recovery and analysis, holdback and retainage review, data cleanup, dispute resolution, and daily reporting to drive cash collection and process improvements across Finance, Project Management, and Operations.