Sr Credit Analyst (Waterloo)

York Digital Consulting Inc; Stratford; On-site; CAD 80,000 - 110,000; Full time

Job summary

York Digital Consulting Inc in Waterloo, Ontario, is seeking a Senior Credit Risk Analyst to optimize cash collection, minimize bad debt, and support revenue growth across global accounts. Reporting to the Senior Director of Credit, you will apply your expertise in B2B credit risk to deliver best-in-class processes and a superior customer experience.

Proficiency in SAP, Salesforce and MS Office is preferred; bilingualism is an asset.

Qualifications

• 5+ years of global B2B credit experience, preferably in software/high-tech.
• Strong financial analysis and credit risk assessment capabilities.
• Excellent communication and change management abilities.

Responsibilities

• Analyze customer financial statements and monitor account performance.
• Collaborate with Sales to resolve credit requests and offer alternatives.
• Approve payment term requests and ensure SLA compliance.
• Drive continuous improvement in credit granting and collections.

Skills

Financial analysis

Credit risk assessment

Communication skills

Change management

SAP

Salesforce

Microsoft Office

Education

CCP designation (asset)

Tools

SAP

Salesforce

Microsoft Office

Job description

Waterloo South, Canada | Posted on 09/16/2026

Our client is a global leader in Enterprise Information Management (EIM), helpingorganizations simplify, transform, and accelerate their information needs both on-premisesand in the cloud. Join a team that values innovation, collaboration, and continuousimprovement.

About the Role

As a Senior Credit Risk Analyst, you’ll play a key role in optimizing cash collection, minimizingbad debt, and supporting revenue growth. Reporting to the Senior Director of Credit, you’llleverage your expertise in global B2B credit risk to deliver best-in-class processes andcustomer experience.

Key Responsibilities

• Analyze customer financial statements and monitor account performance.
• Collaborate with Sales and stakeholders to resolve credit requests and provide alternative recommendations.
• Approve payment term requests and ensure compliance with SLAs.
• Support acquisition integration and strategic projects to enhance credit risk practices.
• Drive continuous improvement in credit granting and collections processes.

What You’ll Bring

• CCP or accounting designation is an asset.
• 5+ years of B2B credit experience (global software/high-tech preferred).
• Strong financial analysis and credit risk assessment skills.
• Excellent communication and change management abilities.
• Proficiency in SAP, Salesforce, and Microsoft Office.
• Collaborative, organized, and driven by continuous improvement.
• Bilingual proficiency is an asset.