Credit Risk Analyst

SPECTRAFORCE; Southwestern Ontario; On-site; CAD 85,000 - 110,000; Full time

Job summary

SPECTRAFORCE is seeking a Senior Credit Risk Analyst to optimize cash collection, minimize bad debt, and support revenue growth across global B2B accounts.

You will analyze customer financials, monitor performance, and collaborate with Sales to resolve credit requests while ensuring SLA compliance. The ideal candidate has 5+ years in B2B credit and proficiency with SAP, Salesforce, and MS Office.

Qualifications

• 5+ years of B2B credit experience (global software/high-tech preferred).
• Strong financial analysis and credit risk assessment abilities.
• Excellent communication and change-management skills.
• Proficiency in SAP, Salesforce, and Microsoft Office.
• Collaborative, organized, and results-driven with a focus on continuous improvement.

Responsibilities

• Analyze customer financial statements and monitor account performance.
• Collaborate with Sales and stakeholders to resolve credit requests and provide alternative recommendations.
• Approve payment term requests and ensure compliance with SLAs.
• Support acquisition integration and strategic projects to enhance credit risk practices.
• Drive continuous improvement in credit granting and collections processes.

Skills

Financial analysis

Credit risk assessment

Communication

Change management

Collaboration

Education

CPA designation (asset)

Tools

SAP

Salesforce

Microsoft Office

Job description

• As a Senior Credit Risk Analyst, you’ll play a key role in optimizing cash collection, minimizing bad debt, and supporting revenue growth.
• Reporting to the Senior Director of Credit, you’ll leverage your expertise in global B2B credit risk to deliver best-in-class processes and customer experience.

Key Responsibilities:

• Analyze customer financial statements and monitor account performance.
• Collaborate with Sales and stakeholders to resolve credit requests and provide alternative recommendations.
• Approve payment term requests and ensure compliance with SLAs.
• Support acquisition integration and strategic projects to enhance credit risk practices.
• Drive continuous improvement in credit granting and collections processes

What You’ll Bring:

• CP or accounting designation is an asset.
• 5+ years of B2B credit experience (global software/high-tech preferred).
• Strong financial analysis and credit risk assessment skills.
• Excellent communication and change management abilities.
• Proficiency in SAP, Salesforce, and Microsoft Office.
• Collaborative, organized, and driven by continuous improvement.