Sr. Business Alanyst - rLOS

Cloud Data Vision; Vancouver; Hybrid; CAD 90,000 - 130,000; Full time

Job summary

Cloud Data Vision Inc. seeks a Senior Business Analyst to lead requirements elicitation and process analysis for a Retail Loan Origination System replacement.

This hands-on role covers functional decomposition, agile delivery, and collaboration across business, technology, QA, and vendors. The ideal candidate brings 8+ years of BA experience, 3+ years in lending/financial services, and a proven track record in creating user stories and acceptance criteria.

Qualifications

• 8+ years of hands-on Business Analysis experience.
• 3+ years in banking, financial services or lending.
• Experience with Agile delivery and backlog management.
• Proven ability to create high-quality user stories and acceptance criteria.
• Hybrid work in Vancouver/Lower Mainland preferred.

Responsibilities

• Lead stakeholder interviews, workshops, and requirements discovery sessions.
• Document business and functional requirements, business rules, process flows, user stories, and acceptance criteria.
• Analyze current-state and future-state retail lending processes (application intake, underwriting, adjudication, documentation, funding).
• Break down capabilities into epics, features, user stories, and testable acceptance criteria.
• Manage requirements traceability, dependencies, gaps, risks, and change impacts.
• Support backlog refinement, sprint planning, and prioritization using Azure DevOps.
• Collaborate with business, technology, QA, product owners, and vendors on solution requirements and integrations.
• Support SIT, UAT, defect triage, business validation, and implementation readiness.

Skills

Stakeholder facilitation

Requirements elicitation

Agile delivery

Azure DevOps

Documentation

Education

Bachelor's degree in Business, Information Systems, or related field

Tools

Azure DevOps

Job description

We are seeking an experienced Senior Business Analyst to support the replacement and modernization of its Retail Loan Origination System (rLOS). This is a hands-on individual contributor role focused on requirements elicitation, lending process analysis, functional decomposition, and Agile delivery.

Key Responsibilities

• Lead stakeholder interviews, workshops, and requirements discovery sessions.
• Document business and functional requirements, business rules, process flows, user stories, and acceptance criteria.
• Analyze current-state and future-state retail lending processes, including application intake, underwriting, adjudication, documentation, and funding.
• Break down complex business capabilities into epics, features, user stories, and testable acceptance criteria.
• Manage requirements traceability, dependencies, gaps, risks, and change impacts.
• Support backlog refinement, sprint planning, and prioritization using Azure DevOps.
• Collaborate with business, technology, QA, product owners, and vendors on solution requirements and integrations.
• Support SIT, UAT, defect triage, business validation, and implementation readiness.

Required Qualifications

• 8+ years of hands-on Business Analysis experience in complex technology or system replacement initiatives.
• 3+ years of banking, financial services, credit union, or lending experience.
• Strong expertise in requirements elicitation, process mapping, functional decomposition, and business rules.
• Proven experience developing high-quality user stories and acceptance criteria, with 5+ years preferred as a core requirement.
• Experience with Agile delivery, backlog management, Azure DevOps, requirements traceability, and change management.
• Experience supporting UAT, test scenarios, defect resolution, and implementation.
• Excellent stakeholder facilitation, analytical, documentation, and communication skills.

Preferred Qualifications

• Experience with Retail Loan Origination Systems or banking platform replacement programs.
• Knowledge of personal loans, lines of credit, mortgages, underwriting, and credit adjudication.
• Familiarity with APIs, data mapping, system integrations, and third-party vendor solutions.
• CBAP, CCBA, PMI-PBA, or Agile certifications.
• Candidates based in Vancouver or the Lower Mainland who can work in a hybrid model are preferred.