Senior Underwriter – High-Value, Remote

Oakbridge Search Partners; Canada; Remote; CAD 120.000 - 180.000; Vollzeit

Zusammenfassung

Oakbridge Search Partners is seeking a Senior Underwriter in Canada to own high-value, complex cases across advisor/MGA and direct channels. You will assess early mortality and morbidity, determine insurable interest and financial justification, and approve coverage levels per guidelines while collaborating with Medical Directors, Actuarial and Reinsurance.

This fully remote role offers authority on complex files, opportunities to influence underwriting practice, and close work with internal

Qualifikationen

• 7–15 years of progressive life underwriting experience.
• University degree in Kinesiology, Health Science, Nursing or related field.
• ALU II designation, with progress toward FALU preferred.
• Expert knowledge of medical impairments, and of financial underwriting and business numeracy.
• Deep knowledge of life insurance products, contracts, underwriting principles and sales concepts.
• Knowledge of facultative reinsurance and complex case management.
• Expertise with automated underwriting rules engines and digital underwriting tools.
• Expert analytical, negotiation and communication skills, plus strong presentation skills.
• The ability to influence stakeholders, work independently in a remote setting and manage competing priorities.
• Experience assessing complex medical and financial risks and making sound, defensible underwriting decisions.
• Experience using data and business insight to support decisions and continuous improvement.

Aufgaben

• Assess new business applications across multiple life and CI product lines following established principles.
• Assess medical, non-medical and lifestyle risk factors per guidelines.
• Determine mortality/morbidity risk with medical training and discussions with Directors.
• Underwrite large-case and high-net-worth files, including corporately owned policies.
• Review Attending Physician Statements, labs and specialist reports for risk assessment.
• Document risk assessments with clear notes and ensure audit readiness.
• Stay current on medical and financial risk factors affecting risk.
• Provide expert consultation on complex and escalated cases across products and channels.
• Negotiate terms within authority for special underwriting requests.
• Maintain reinsurer relationships and communicate accepted offers promptly.
• Liaise with Actuarial on treaty terms and product development needs.
• Support modernization, transformation and strategic underwriting initiatives.
• Analyze underwriting trends and share insights with leadership.

Kenntnisse

Large-case underwriting

High-net-worth

Remote work

Ausbildung

Bachelors in Health Science / Nursing / Kinesiology

Tools

Automated underwriting rules engines

Digital underwriting tools

Jobbeschreibung

Oakbridge Search Partners is seeking a Senior Underwriter in Canada to own high-value, complex cases across advisor/MGA and direct channels. You will assess early mortality and morbidity, determine insurable interest and financial justification, and approve coverage levels per guidelines while collaborating with Medical Directors, Actuarial and Reinsurance.

This fully remote role offers authority on complex files, opportunities to influence underwriting practice, and close work with internal