Senior Underwriter - Accident & Health

QBE Americas, Inc.; Markham; Hybrid; USD 99,000 - 164,000; Full time

Job summary

An established industry player is seeking a skilled underwriter to join their dynamic team. In this hybrid role, you will be instrumental in underwriting new and existing business, ensuring compliance with organizational standards while building strong relationships with agents and customers. Your expertise will contribute to a profitable Stop Loss portfolio within the Accident & Health insurance class. This position offers a competitive salary and a comprehensive benefits package, including hybrid working options and generous paid leave. Join a forward-thinking company where your contributions will make a significant impact on the success of the organization.

Benefits

Hybrid Working

22 weeks of paid leave for family growth

Competitive 401(k) program with company match

Well-being program

Tuition Reimbursement

Employee Network and Community support

Qualifications

• Bachelor's Degree or equivalent combination of education and work experience.
• Moderate relevant experience in Stop Loss underwriting.

Responsibilities

• Perform underwriting responsibilities including quote preparation and plan exceptions.
• Ensure adherence to loss ratio goals and achieve expected rate increase average.

Skills

Adaptability

Analytical Thinking

Business Development

Critical Thinking

Customer Service

Financial Advising

Insurance Underwriting

Risk Management

Stakeholder Management

Strategic Management

Education

Bachelor's Degree or equivalent

Job description

Primary DetailsTime Type: Full timeWorker Type: Employee

The Opportunity: The purpose of this role is to underwrite new business and renewals within specified guidelines and authority levels, supporting the development of a profitable Stop Loss portfolio under the Accident & Health insurance class. This involves implementing underwriting strategies, building relationships, and making sound decisions to drive business growth and profitability within assigned territories. The role plays a critical part in achieving overall profitability and success in the Accident & Health underwriting business.

• Location: Marblehead, MA, Plano, TX, Edina, MN. Chicago, IL, Sun Prairie, WI

• Work Arrangement: This role is hybrid, where you will be expected to be in the office 2-3 days per week

• The salary range for this role is between $99,000 - $164,000

Your New Role

• Perform underwriting responsibilities including quote preparation, review of amendments, and plan exceptions to achieve department results.

• Ensure adherence to loss ratio goals and achieve expected rate increase average and persistency goals.

• Establish and maintain relationships with agents and customers to understand their needs and provide suitable products.

• Collaborate with key stakeholders to share information, recommend solutions, and support business objectives.

• Underwrite new and existing policies in compliance with organizational standards and regulatory requirements.

• Provide timely and professional service to customers and intermediaries, delivering decisions and solutions promptly.

• Evaluate risk for new business to ensure profitable growth and identify new business opportunities.

• Maintain accurate records, prepare reports in a timely manner, and meet new business targets.

• Contribute to a positive work environment by demonstrating cultural expectations and influencing others.

Preferred Qualifications

• Bachelor's Degree or equivalent combination of education and work experience.

Preferred Competencies

• Moderate relevant experience in Stop Loss

• Underwriting experience in the Stop insurance industry, including risk profiling and pricing tools.

• Established customer and broker relationships.

• Underwriting experience in a high-production environment with increasing levels of responsibility.

Compensation Package: The salary range for this role is provided above. This is the national range for location(s) listed. The salary offer will be decided based on the role's complexity, its location, and the candidate's professional background, including their education and experience. Beyond the base salary, regular full-time and part-time employees will also be eligible for QBE's annual discretionary bonus plan based on business and individual performance.We encourage all candidates to apply, even if their salary expectations fall outside of this range, as we are committed to finding the right fit for our team.

QBE Benefits: We offer a range of benefits to help provide holistic support for your work life, whatever your circumstances. As a QBE employee you will have access to:

• Hybrid Working - a mix of working from home and in the office

• 22 weeks of paid leave for family growth, with 12 weeks available to all parents on a gender-equal basis

• Competitive 401(k) program with company match up to 8%

• Well-being program including holistic wellbeing coaching, gym membership, confidential counselling, financial and legal advice

• Tuition Reimbursement for professional certifications, and continuing education

• Employee Network and Community - QBE actively supports six Employee Networks, and many ways to give back to your community

To learn more, click here: Benefits | QBE US.

Why QBE? What if you could have a positive impact - at work and in the world?

At QBE, we're enabling a more resilient future - for our customers, communities, environment, and for our people. We're building momentum to achieve something significant and know our people are at the center of our success.

Our industry offers interesting and varied careers where you can help people to protect what matters most. As part of the QBE team, you'll get to spend every day working with people who are passionate, talented and kind. And our international scale means we're big enough for your ambitions, yet small enough for you to make a real impact.

Join us now, so you can be part of our success - and we can be part of yours!

https://www.linkedin.com/company/qbe-north-america/

Commitment to Diversity

QBE is committed to providing reasonable accommodation to, among others, individuals with disabilities and disabled veterans. If you need an accommodation because of a disability to search and apply for a career opportunity with QBE, please inform our Talent Acquisition team to let us know the nature of your accommodation request and your contact information.

Equal Employment Opportunity:

QBE provides equal employment opportunities to applicants and employees without regard to race; color; gender; gender identity; sexual orientation; religious practices and observances; national origin; pregnancy, childbirth, or related medical conditions; protected veteran status; or disability or any other legally protected status.

Supplementary information

Skills:

Adaptability, Analytical Thinking, Business Development, Critical Thinking, Customer Service, Financial Advising, Insurance Underwriting, Intentional collaboration, Managing performance, Personal Initiative, Portfolio Management, Prioritization, Risk Management, Stakeholder Management, Strategic Management

How to Apply:

To submit your application, click "Apply" and follow the step by step process.

Equal Employment Opportunity:

QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.