Senior Underwriter

iA Groupe financier; Montreal; Hybrid; CAD 111,000 - 135,000; Full time

Benefits offered by this job

Hybrid work environment

Vacation, wellness and personal dev. –

Employee and Family Assistance Program

Discounts on iA products

Ergonomic furniture program

Performance bonus

Job summary

iA Financial Group is seeking a Senior Underwriter in Montreal to lead underwriting expertise, support teams in analyzing complex cases, and contribute to automation of underwriting processes.

You will train underwriters, assess medical and non-medical practices, and drive improvements to underwriting rules while collaborating with Policyholder Services and Actuarial teams in a hybrid work environment.

Qualifications

• Bachelor’s degree and minimum 10 years of individual life insurance underwriting experience.
• FALU or FLMI designation is an asset.
• Advanced English proficiency for bilingual training of French- and English-speaking team members.
• Experience with living benefits products and underwriting of complex cases.

Responsibilities

• Act as a resource for underwriters, support training and skills development.
• Assess medical and non-medical underwriting practices, and enhance underwriting rules.
• Ensure underwriting quality by sampling reviews and improving quality control processes.
• Support adverse selection cases and act as reasonable underwriter in disputed cases.
• Lead underwriting improvement initiatives and collaboration with cross‑functional teams.

Skills

Analytical mindset

Strong judgment

Explain complex concepts

Plan and organize

Advanced English proficiency

Education

Bachelor’s degree

10+ years underwriting experience (life insurance)

Job description

• Other Possible Location(s): Toronto, Ontario; Montreal, Quebec
• Job category: Health and Medical Services

Are you passionate about the medical field, enjoy sharing your expertise, and thrive on solving complex situations? Do your analytical mindset, sound judgment, and curiosity drive you to improve the way things are done?

As a Senior Underwriter, you will play a key role in developing individual insurance underwriting expertise. You will support teams in analyzing complex cases, improving practices, and ensuring quality control, while contributing to our ambition to accelerate and automate underwriting.

This position is a great opportunity to put your expertise to work in an environment where collaboration, knowledge sharing, innovation, and skills development are at the heart of our priorities.

What You’ll Accomplish With Us

As a Senior Underwriter, you will be at the heart of our mission. Your main responsibilities will include:

• Act as a resource person for underwriters, support them in analyzing complex situations, and actively contribute to their training and skills development.
• Assess medical and non-medical underwriting practices, recommend corrective actions, and enhance underwriting rules to improve our practices and remain competitive in the market.
• Ensure underwriting quality by conducting sampling reviews of decisions and applications, and recommend and implement methods to improve quality control processes.
• Support underwriters with adverse selection cases referred by the Claims department, assess cases involving deaths that occur during the underwriting process, and act as a reasonable underwriter in certain disputed cases brought before the courts.
• Leverage your expertise and feedback from claims to recommend improvements to underwriting processes and rules, while considering their impact on partner teams, including Policyholder Services, Marketing, and Actuarial.
• Lead various underwriting improvement initiatives and support the teams involved throughout change management.
• Collaborate with underwriters from the Partnerships, Improvements and Operations team on various initiatives, including the assessment of complex cases, educational initiatives, and presentations for the sales force.
• Actively contribute to accelerating and automating underwriting by enhancing rules and processes and participating in the implementation of new technologies.

What Could Accelerate Your Success in This Role

We are looking for someone who:

• Is recognized for their ability to explain complex concepts clearly, share their expertise, and provide constructive and effective feedback.
• Stands out for their analytical mindset, precise reasoning, and excellent judgment.
• Demonstrates a strong ability to plan, organize, and prioritize their work while being comfortable working within complex areas of expertise.
• Holds a university bachelor’s degree and/or has a minimum of 10 years of relevant individual insurance underwriting experience, particularly with life insurance and living benefits products. A combination of education and experience may also be considered.
• Demonstrates a strong interest in learning and applying new underwriting methods and technologies, particularly in the context of skills transformation and automation.
• Holds a FALU or FLMI designation, considered an asset.
• Has an advanced level of English proficiency, as the incumbent will be required to provide underwriting support and training to both French- and English-speaking members of the pan-Canadian underwriting team on a daily basis.

Why You’ll Love Working With Us

• A work environment where learning and development come together with a shared pursuit of excellence.
• Artificial intelligence is in everyone’s hands, helping increase personal efficiency and support the organization’s growth.
• A healthy, safe, equitable, and inclusive environment where everyone can freely express and develop their potential.
• The opportunity to work in a hybrid environment supported by flexibility and access to inspiring and innovative workspaces.
• Vacation, wellness, and personal development days
• Employee and Family Assistance Program
• Ergonomic furniture program
• Performance bonus
• Discounts on iA products
• And much more!

The typical hiring salary for this position starts at $123,099. Base salary may vary depending on knowledge, skills, years of experience, and internal equity.

Get ahead of your career, where your talent belongs

See why so many people choose iA!

Company Overview

iA Financial Group is the strength of a company with a human side, with its over 10,000 employees. Together, we have earned the trust of our more than five million clients and 50,000 advisors who have chosen us for their insurance, savings, and wealth management.

With over $235 billion in assets, we’re a key player in the financial services industry in Canada and the United States. The secret to our success? Investing in you, one person at a time. Because, for over 130 years, we have believed that it’s by supporting our employees and surrounding ourselves with the most reputable leaders in the industry, we will continue to innovate.

Our commitment to Diversity and Inclusion

At iA Financial Group, we support and celebrate diversity. We strive to provide a workplace that is recognized as inclusive for all, regardless of ethnic origin, nationality, language, religious beliefs, gender, sexual orientation, age, marital status, family situation, or physical or mental disability.

Please note that if you need help or assistance to make the recruitment process more accessible for you, write to us . Someone from our team will be happy to assist you.