Senior Product Manager, HELOC Decisioning & AI

Upstart; Canada; Remote; USD 162,000 - 225,000; Full time

Benefits offered by this job

Competitive compensation

401(k) with company match

Employee stock purchase plan (ESPP)

Comprehensive health coverage

Paid time off

Job summary

Upstart is hiring a Senior Product Manager for HELOC decisioning to own the strategy and execution of underwriting and verification experiences. You will partner with engineering, risk, ML, and compliance to expand borrower eligibility, automate approvals, and improve conversion while maintaining risk discipline.

You’ll influence the backend logic and data strategies to capture borrower risk and balance speed with accuracy.

Qualifications

• 5+ years of product management experience on fast-moving, customer-obsessed teams.
• Demonstrated ability to drive business outcomes through a strong balance of quantitative metrics and qualitative insight.
• Strong product sense with experience authoring and executing multi-quarter roadmaps.
• Rigorous, analytical problem solver with clear and persuasive communication.
• Ownership and growth mindset with a bias for action and continuous improvement.
• Stellar communication & collaboration with cross-functional partners.

Responsibilities

• Own the strategy and roadmap for streamlining the decisioning & verification experience, translating risk, capital, compliance, and borrower-experience needs into clear priorities.
• Collaborate cross-functionally with Capital, Compliance, Risk, and ML on expanding underwriting guidelines to reach new borrowers; lead delivery of expanded borrower segments.
• Define and evolve the backend logic for underwriting and decisioning, balancing accuracy with friction and data needs.
• Increase automation and instant approvals in HELOC underwriting by leveraging new data sources and ML to reduce manual work and boost speed and quality.

Skills

Product management

Roadmap planning

Data-driven decisions

Cross-functional collaboration

Risk assessment

Communication skills

Ownership mindset

Job description

Upstart is hiring a Senior Product Manager for HELOC decisioning to own the strategy and execution of underwriting and verification experiences. You will partner with engineering, risk, ML, and compliance to expand borrower eligibility, automate approvals, and improve conversion while maintaining risk discipline.

You’ll influence the backend logic and data strategies to capture borrower risk and balance speed with accuracy.