Senior Loans Analyst (Bilingual)

Farm Credit Canada; Quebec; Hybrid; CAD 95,000 - 128,000; Full time

Benefits offered by this job

Hybrid work options

Job summary

Farm Credit Canada is seeking a Senior Loans Analyst in Canada (Quebec) to prepare credit submissions for complex agribusiness loans and assess risk. You will work with Senior Relationship Managers to structure loans and guide submissions through approval processes.

The role requires a degree in business, economics or agriculture, at least four years in commercial lending, and strong bilingual communication (English/French). Hybrid work options are available with a competitive rewards package.

Qualifications

• Degree in business, economics or agriculture, or an equivalent combination of education and experience.
• At least four years of related experience in commercial or agriculture lending.
• Significant expertise in corporate and commercial lending, including advanced credit analysis and risk mitigation for complex lending submissions.
• Strong knowledge of lending processes, policies and procedures, including large loan processes.
• Proficiency in both official languages (English and French) and proven ability in oral and written communication.

Responsibilities

• Negotiate and prepare credit submissions for complex agribusiness and agri-food loan proposals.
• Analyze customer source documents, financial statements and business information to assess credit risk and recommend appropriate loan structures.
• Partner with Senior Relationship Managers and Credit Risk throughout the authorization process, including structuring, negotiating, approving or recommending loan terms, conditions and security agreements within established authority.
• Complete analysis and submissions for account reviews, loan compliance monitoring, loan administration requests, eligibility rulings and scorecard reinstatements.
• Manage customer relationships and processes, prepare and approve eligible loan requests within unilateral authority and scorecard limits.
• Research enterprises and businesses to support customer prospecting, key customer relationships and preparation for meetings with customers and prospects

Skills

Advanced credit analysis

Risk mitigation

Communication skills

Relationship-building

Decision-making

Education

Bachelor's degree in business, economics or agriculture

Job description

Closing Date (MM/DD/YYYY): 10/23/2026

Worker Type: Permanent

Language(s) Required: Bilingual (English and French)

Salary Range (plus eligible to receive a performance based incentive, applicable to position) : $94,620 - $128,020

Why FCC?

At FCC, we’re proud to be 100% invested in Canadian agriculture and food. As a federal Crown corporation, we provide financing, knowledge resources and business management software to over 103,000 customers nationwide.

Here’s what you can expect when you join our team:

• Competitive total rewards packages: market-aligned and performance-based salary and incentive programs, flexible and comprehensive group benefit and savings plans, and well-being support through benefits and wellness programs
• Purpose-driven work: We build strong relationships, share knowledge and support the people who feed the world
• Growth: Learning and development opportunities to help you thrive
• Hybrid work options ~

How you’ll make an impact

Leverage your expertise in commercial or agriculture and food lending to prepare credit submissions for complex agribusiness and agri-food proposals. As a Senior Loans Analyst, you’ll partner with Senior Relationship Managers to analyze customer information, assess credit risk and recommend loan structures that support customer needs while managing risk. Your advanced credit analysis and negotiation skills will enable you to guide complex submissions through the authorization process and support sound lending decisions. If you’re an analytical problem-solver and strong communicator who builds effective partnerships, thrives in a collaborative sales environment and is motivated by complex lending opportunities, this might be the role for you!

What you’ll do

• Negotiate and prepare credit submissions for complex agribusiness and agri-food loan proposals
• Analyze customer source documents, financial statements and business information to assess credit risk and recommend appropriate loan structures
• Partner with Senior Relationship Managers and Credit Risk throughout the authorization process, including structuring, negotiating, approving or recommending loan terms, conditions and security agreements within established authority
• Complete analysis and submissions for account reviews, loan compliance monitoring, loan administration requests, eligibility rulings and scorecard reinstatements
• Manage customer relationships and process, prepare and approve eligible loan requests within unilateral authority and scorecard limits
• Research enterprises and businesses to support customer prospecting, key customer relationships and preparation for meetings with customers and prospects

What you’ll bring to the team

• A degree in business, economics or agriculture, or an equivalent combination of education and experience
• At least four years of related experience in commercial or agriculture and food lending
• Significant expertise in corporate and commercial lending, including advanced credit analysis and risk mitigation for complex lending submissions
• Strong knowledge of lending processes, policies and procedures, including large loan processes
• Business and financial knowledge, including an understanding of commercial and corporate structures such as joint ventures
• Strong research, communication, relationship-building, judgement and decision-making skills
• High attention to detail and creative problem-solving skills for complex companies and loans
• Proficiency in both official languages (English and French) and proven ability in oral and written communication

Preferred qualifications

• Experience negotiating inter-lender agreements, capital call agreements or similar lending agreements
• Agriculture industry knowledge
• Experience supporting customer meetings and complex lending negotiations

We encourage qualified applicants to apply, including members of these four employment equity groups:

• Indigenous Peoples
• Members of visible minority groups
• Persons with disabilities
• Women

Accessibility and accommodations

To support an inclusive and accessible candidate experience, we encourage anyone needing adjustment or accommodation during any stage of the recruitment process to email us at: [e-mail]. An HR partner will respond and work with applicants who request a reasonable accommodation. Information received in relation to accommodation requests will not impact hiring decisions.

At FCC, we’re passionate about creating an inclusive, equitable and accessible workplace. Our team is made stronger by a range of backgrounds, abilities, strengths, and perspectives – and we’re committed to continuously improving so that we develop a workforce that reflects the communities where we live and work.

Accommodations are available on request for individuals with disabilities during each stage of the recruitment process. To request an accommodation, kindly send an email to [e-mail]. All information received in relation to accommodation will be kept confidential.

We value language diversity, and adhere to Canada’s Official Languages Act. We encourage you to apply in English or French, whichever is your language of choice.

Bilingualism (English and French) is important and is always considered an asset.

Looking for a career with purpose?

Bring your skills, enthusiasm and your true self to FCC.

Providing financing, software and knowledge to the industry that feeds the world takes the talents of many — and with so many interesting areas to work in, you never know where your career will take you.

Areas we hire for:

• IT
• Marketing
• Lending and Operations
• HR
• Finance
• Governance

We’ve got you

From a flexible work environment, competitive salary and benefits to a culture built on trust, support and growth, FCC offers an exceptional employee experience that brings out your best.

What we do

FCC is a financially self-sustaining federal Crown corporation with over 100 offices across Canada, and our corporate office in Regina, Saskatchewan. We lend money and provide other services to primary producers, agri-food operations and agribusinesses that provide inputs or add value to agriculture.

Questions?

To learn more about the recruitment process or your application, contact us at [e-mail].