Senior Life Insurance Underwriter - Hybrid Role with Growth

sunlife; Canada; Hybrid; CAD 90,000 - 120,000; Full time

Benefits offered by this job

Hybrid work environment

Flexible benefits

Pension plan

Annual bonus

Paid time off

Job summary

Sun Life in Canada is seeking a Senior Underwriter to assess life and critical illness insurance applications, using medical data and underwriting guidelines to make informed decisions.

You will collaborate with reinsurers and internal partners, stay current on medical knowledge, and contribute to ongoing improvements in underwriting quality and efficiency. The role offers a hybrid work-from-home arrangement and competitive benefits.

Qualifications

• At least 3 years of experience as an individual life insurance underwriter.
• Existing signing authority in life insurance and critical illness insurance.
• Analytical skills, judgment, problem solving, and decision making.
• Influencing and negotiation skills.
• Knowledge of medicine and risk factors.
• Service-oriented attitude and interpersonal skills.
• Demonstrated ability to meet tight deadlines and work under pressure while prioritizing multiple tasks.
• Specialized training: ALU certificate (or commitment to obtain it), with the goal of obtaining the FALU and FLMI designations.

Responsibilities

• Analyze medical, personal, and financial information to assess eligibility for life insurance and critical illness insurance applications.
• Assess and classify risk using underwriting guidelines and professional judgment.
• Make timely and well-founded decisions within authority and escalate for co-signature where needed.
• Collaborate with reinsurers to negotiate favorable outcomes for complex cases.
• Engage internal partners to deliver advisor- and client-focused underwriting experiences.
• Communicate decisions clearly to advisors and clients' physicians when necessary.
• Document decisions with clear rationales and maintain confidentiality.
• Contribute to continuous improvement in underwriting quality, efficiency, and automation.

Education

ALU certificate

FALU designation

FLMI designation

Job description

Sun Life in Canada is seeking a Senior Underwriter to assess life and critical illness insurance applications, using medical data and underwriting guidelines to make informed decisions.

You will collaborate with reinsurers and internal partners, stay current on medical knowledge, and contribute to ongoing improvements in underwriting quality and efficiency. The role offers a hybrid work-from-home arrangement and competitive benefits.