Senior Credit Representative

thyssenkrupp Materials NA; Windsor; On-site; CAD 68,000 - 83,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

Life insurance

Disability insurance

Wellness program

RRSP/401(k) match

Paid vacation

Holidays

Tuition reimbursement

Job summary

thyssenkrupp Materials NA is seeking a credit collections and onboarding professional to manage daily to annual credit activity. You will partner with Finance, Shared Services, Sales and Operations to analyze data, set credit limits, and support data quality across customer Master Records.

The role emphasizes risk assessment, reporting, and collaboration to improve AR performance and Order-to-Cash processes. A bachelor’s degree in a related field and ERP experience are required.

Qualifications

• Bachelor's degree in Accounting, Finance, Business Administration, or related field.
• 3-5 years of experience in Credit Analysis, Commercial Credit, Accounts Receivable, Financial Analysis, or related finance function.
• Experience analyzing financial statements and assessing customer creditworthiness.
• Experience with borrowing base reporting, asset-based lending (ABL), cash forecasting, or treasury support is considered an asset.
• Experience working within an ERP environment.

Responsibilities

• Credit analysis and risk management for customers.
• Review credit applications and financial statements.
• Research customer credit histories and payment trends.
• Prepare credit recommendations for management approval decisions.
• Monitor customer credit profiles and identify emerging risks.
• Assist with the establishment and ongoing review of customer credit limits.
• Collaborate with Sales, Customer Service, Operations, and Finance on onboarding and credit matters.
• Assist with customer disputes and account resolution.
• Provide insights through reporting and analysis.
• Support ERP and Order-to-Cash process improvements.

Skills

Analytical skills

Credit risk analysis

Excel reporting

Attention to detail

Communication skills

Multitasking

Business acumen

Education

Bachelor's degree in Accounting, Finance, Business Administration, or related field

Tools

ERP system

Job description

Job Summary

Responsible for daily, monthly, and annual credit collections, reporting and analysis. Partners with Finance, Accounting, Shared Services and Sales Teams. Interacts with customers and external sources to; obtain and analyze data needed for credit limits and collections.

Job Description

Key Accountabilities:

• Credit Analysis & Risk Management
  • Review credit applications, financial statements, trade references, and credit bureau reports.
  • Conduct financial and credit risk assessments for new and existing customers.
  • Research customer credit histories, payment trends, and industry risks.
  • Prepare credit recommendations and support management approval decisions.
  • Monitor customer credit profiles and identify emerging risks.
  • Assist with the establishment and ongoing review of customer credit limits.
  • Maintain compliance with company credit policies and risk management practices.

Customer Onboarding & Master Data Management

• Set up new customers within ERP and related business systems.
• Maintain accurate customer master data, including addresses, payment terms, tax status, organizational changes, and credit limits.
• Ensure customer records are complete, accurate, and compliant with internal controls.
• Support customer onboarding activities and approval workflows.
• Identify opportunities to improve data quality and customer setup processes.

Cross-Functional Collaboration

• Partner with Sales, Customer Service, Operations, and Finance to support customer onboarding and credit-related matters.
• Assist with customer disputes and account resolution activities.
• Provide management with meaningful insights and recommendations through reporting and analysis.
• Support the development and enhancement of credit and customer onboarding policies and procedures.
• Participate in ERP and process improvement initiatives related to Order-to-Cash operations.

Other Responsibilities

The duties listed above represent the primary functions of this position. From time to time, the successful candidate may also be required to:

• Monitor the firm’s accounts receivable report and identify overdue accounts.

• Send statement of account to customers.

• Contact customers with overdue accounts and attempt to collect the overdue amount.

• Help customers with any issues or concerns they might have regarding their account.

• Maintain records of contacting customers with delinquent accounts and any customer/operations communications.

• Ensure all customer contact information is correct in the system including names, emails and phone number.

• Fill out customer forms that require payment and contact information.

• Report on any customers with major disputes/issues that are refusing to pay to be reserved.

• Review of past due accounts with AR Manager.

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Qualifications

Education & Experience

• Bachelor’s degree in Accounting, Finance, Business Administration, or a related field.
• 3-5 years of experience in Credit Analysis, Commercial Credit, Accounts Receivable, Financial Analysis, or a related finance function.
• Experience analyzing financial statements and assessing customer creditworthiness.
• Experience with borrowing base reporting, asset-based lending (ABL), cash forecasting, or treasury support is considered an asset.
• Experience working within an ERP environment.

Skills & Competencies

• Strong analytical and problem-solving abilities.
• Solid understanding of financial statements and credit risk assessment.
• Advanced Excel and reporting capabilities.
• Excellent attention to detail and data accuracy.
• Strong communication and relationship-building skills.
• Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
• Strong business acumen and sound judgment.

Job Compensation

Compensation up to $75k based on experience

Benefits Overview

We offer competitive company benefits to eligible positions, such as:

• Medical, Dental, Vision Insurance
• Life Insurance and Disability
• Voluntary Wellness Programs
• 401(k) or RRSP programs with Company Match
• Paid Vacation and Holidays
• Tuition ReimbursementAnd more!

Benefits may vary based on job, country, union role, and/or company segment.

Equal opportunity employer, including people with disabilities and veterans.

Applicants with disabilities may be entitled to reasonable accommodation under the Americans with Disabilities Act and certain state or local laws. For those requiring assistance completing the application or the application process and request information relating to the need for accommodation, please contact [e-mail].

TK follows a formal recruitment process through its own HR department and applications are evaluated by its HR department through pre-defined processes. Please visit our official careers website at https://jobs.thyssenkrupp.com/en to view authentic job openings at TK.

If you receive any unauthorized, suspicious, or fraudulent offers or interview calls, please email us at [e-mail].