Credit Analyst

thyssenkrupp; Canada; On-site; CAD 65,000 - 90,000; Full time

Job summary

thyssenkrupp, Canada, seeks an experienced Credit Analyst to review credit applications, assess risk, and manage customer onboarding through ERP systems. You will analyze financial data, monitor credit limits, and collaborate with Sales, Operations, and Finance to support order-to-cash processes.

The role requires a Bachelor's degree in a related field and 3–5 years in credit/finance, with strong Excel skills and attention to detail. ERP experience is essential.

Qualifications

• Bachelor's degree in Accounting, Finance, Business Administration, or a related field.
• 3-5 years of experience in Credit Analysis, Commercial Credit, Accounts Receivable, Financial Analysis, or related finance function.
• Experience analyzing financial statements and assessing customer creditworthiness.
• Experience with borrowing base reporting, asset-based lending (ABL), cash forecasting, or treasury support is considered an asset.
• Experience working within an ERP environment.
• Strong analytical and problem-solving abilities.
• Solid understanding of financial statements and credit risk assessment.
• Advanced Excel and reporting capabilities.
• Excellent attention to detail and data accuracy.
• Strong communication and relationship-building skills.
• Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
• Strong business acumen and sound judgment.

Responsibilities

• Review credit applications, financial statements, trade references, and credit bureau reports.
• Conduct financial and credit risk assessments for new and existing customers.
• Research customer credit histories, payment trends, and industry risks.
• Prepare credit recommendations and support management approval decisions.
• Monitor customer credit profiles and identify emerging risks.
• Assist with establishment and ongoing review of customer credit limits.
• Maintain compliance with company credit policies and risk management practices.
• Set up new customers within ERP and related business systems.
• Maintain accurate customer master data, including addresses, payment terms, tax status, organizational changes, and credit limits.
• Ensure customer records are complete, accurate, and compliant with internal controls.
• Support customer onboarding activities and approval workflows.
• Identify opportunities to improve data quality and customer setup processes.
• Partner with Sales, Customer Service, Operations, and Finance to support customer onboarding and credit-related matters.
• Assist with customer disputes and account resolution activities.
• Provide management with meaningful insights and recommendations through reporting and analysis.
• Support the development and enhancement of credit and customer onboarding policies and procedures.
• Participate in ERP and process improvement initiatives related to Order-to-Cash operations.
• Monitor the firm's accounts receivable report and identify overdue accounts.
• Send statement of account to customers.
• Contact customers with overdue accounts and attempt to collect the overdue amount.
• Help customers with any issues or concerns they might have regarding their account.
• Maintain records of contacting customers with delinquent accounts and any customer/operations communications.
• Ensure all customer contact information is correct in the system including names, emails and phone number.
• Fill out customer forms that require payment and contact information.
• Report on any customers with major disputes/issues that are refusing to pay to be reserved.
• Review of past due accounts with AR Manager.

Skills

Analytical skills

Problem solving

Attention to detail

Excel proficiency

Communication

Multitasking

Business acumen

ERP experience

Education

Bachelor's degree in Accounting, Finance, Business Administration, or related field

Job description

• Review credit applications, financial statements, trade references, and credit bureau reports.
• Conduct financial and credit risk assessments for new and existing customers.
• Research customer credit histories, payment trends, and industry risks.
• Prepare credit recommendations and support management approval decisions.
• Monitor customer credit profiles and identify emerging risks.
• Assist with the establishment and ongoing review of customer credit limits.
• Maintain compliance with company credit policies and risk management practices.

• Customer Onboarding & Master Data Management

  • Set up new customers within ERP and related business systems.
  • Maintain accurate customer master data, including addresses, payment terms, tax status, organizational changes, and credit limits.
  • Ensure customer records are complete, accurate, and compliant with internal controls.
  • Support customer onboarding activities and approval workflows.
  • Identify opportunities to improve data quality and customer setup processes.

• Cross-Functional Collaboration

  • Partner with Sales, Customer Service, Operations, and Finance to support customer onboarding and credit-related matters.
  • Assist with customer disputes and account resolution activities.
  • Provide management with meaningful insights and recommendations through reporting and analysis.
  • Support the development and enhancement of credit and customer onboarding policies and procedures.
  • Participate in ERP and process improvement initiatives related to Order-to-Cash operations.

• Other Responsibilities

  The duties listed above represent the primary functions of this position. From time to time, the successful candidate may also be required to:

  • Monitor the firm's accounts receivable report and identify overdue accounts.
  • Send statement of account to customers.
  • Contact customers with overdue accounts and attempt to collect the overdue amount.
  • Help customers with any issues or concerns they might have regarding their account.
  • Maintain records of contacting customers with delinquent accounts and any customer/operations communications.
  • Ensure all customer contact information is correct in the system including names, emails and phone number.
  • Fill out customer forms that require payment and contact information.
  • Report on any customers with major disputes/issues that are refusing to pay to be reserved.
  • Review of past due accounts with AR Manager.
  • undefined

• Qualifications

  • Education & Experience
    • Bachelor's degree in Accounting, Finance, Business Administration, or a related field.
    • 3-5 years of experience in Credit Analysis, Commercial Credit, Accounts Receivable, Financial Analysis, or a related finance function.
    • Experience analyzing financial statements and assessing customer creditworthiness.
    • Experience with borrowing base reporting, asset-based lending (ABL), cash forecasting, or treasury support is considered an asset.
    • Experience working within an ERP environment.
  • Strong analytical and problem-solving abilities.
  • Solid understanding of financial statements and credit risk assessment.
  • Advanced Excel and reporting capabilities.
  • Excellent attention to detail and data accuracy.
  • Strong communication and relationship-building skills.
  • Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
  • Strong business acumen and sound judgment.