Senior Credit Modeling & Strategy Lead (Hybrid)

Colonial Group; Toronto; Hybrid; CAD 140,000 - 160,000; Full time

Benefits offered by this job

Comprehensive benefits

Bonus program

Hybrid work model

Job summary

Flexiti is seeking a Senior Manager, Credit Modeling & Strategy to develop, maintain and enhance credit modeling and strategy for our Buy Now, Pay Later business, focusing on Account Management activities. This role requires in-depth analytics, modeling and strategic credit work.

You will lead data analysis, build models using techniques like logistic regression, GLM and gradient boosting, and ensure governance, dashboards and OSFI compliance across the organization.

Qualifications

• Hold a university degree in a quantitative field or equivalent.
• 5+ years of experience analyzing credit card data and developing credit modeling using statistical and ML techniques.
• Direct report leadership experience.
• Proficient with data analysis tools: SAS, Python, R, SQL, DataBricks.
• Hands-on experience with credit model development using Logistic Regression, Linear Regression, GLM, Gradient Boosting.

Responsibilities

• Develop, maintain and enhance credit modeling and strategy for Flexiti’s BNPL business focused on Account Management activities.
• Lead analytics, modeling projects and establish techniques with rationale.
• Identify data requirements from internal and external sources for modeling enhancements.
• Suggest improvements for risk processes, rules and strategies to reduce costs.
• Establish dashboards to monitor credit risk, delinquency and profitability; ensure OSFI compliance.

Skills

Data analysis

Leadership

Cross-functional collaboration

Problem solving

Communication

Education

University degree in quantitative field

Master’s degree (optional)

Tools

SAS

Python

R

SQL

DataBricks

Job description

Flexiti is seeking a Senior Manager, Credit Modeling & Strategy to develop, maintain and enhance credit modeling and strategy for our Buy Now, Pay Later business, focusing on Account Management activities. This role requires in-depth analytics, modeling and strategic credit work.

You will lead data analysis, build models using techniques like logistic regression, GLM and gradient boosting, and ensure governance, dashboards and OSFI compliance across the organization.