Senior Analyst, Reporting - Model Management and Analytics (5600)

TD Bank Group; Toronto; On-site; CAD 82,000 - 115,000; Full time

Job summary

TD Bank Group in Toronto, Ontario seeks a capable Risk Analytics professional to lead RWA reporting for Retail portfolios and support IFRS9 provisioning and regulatory responses. You will collaborate with Model Development, Chief Accountants, and Enterprise Risk Management teams to ensure accuracy and timeliness of regulatory submissions.

The role requires strong SAS/SQL/Python skills, experience in both operations and projects, and the ability to communicate insights to senior stakeholders.

Qualifications

• Experience with SAS/SQL/Python in regulatory reporting or risk analytics.
• Knowledge of IFRS9 ECL framework and OSFI CAR guidelines is an asset.
• Ability to work across multiple partners and meet deadlines.

Responsibilities

• Act as primary analyst for RWA reporting for Retail portfolios in US/Canada.
• Develop processes to support additional reporting and reconciliation.
• Analyze monthly/quarterly results and prepare executive flash summaries.

Skills

Regulatory reporting

Data analysis

Stakeholder communication

Strong problem solving

Education

Undergraduate degree in Finance/Statistics/Economics/CS

Tools

SAS

SQL

Python

Job description

Work Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: Risk Management Pay Details: $81,600 - $115,200 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

The Model Management & Analytics (MMA) team within the Model Development area is responsible for the development, maintenance, and execution of retail regulatory credit risk and Risk-Weighted Asset (RWA) reporting processes, as well as ongoing operations supporting expected credit loss provisioning under IFRS9.

Reporting to the Sr. Manager, Capital Reporting and ECL staging of MMA, this role will work closely with the Model Development team, Chief Accountant's team, Enterprise Risk Management and several other internal and external business partners.

Key Accountabilities include:

• Act as the primary analyst in the reporting and analysis of Risk Weight Asset (RWA) for US and Canadian Retail portfolios.
• Act as the primary analyst in the development of new processes to support additional reporting and reconciliation needed for reporting.
• Analyze the movements in the monthly and quarterly reporting results and contribute to the preparation of the flash summaries to the executives.
• Interact with peers from Risk management, TBSM, Chief Accountants and Finance areas within the Bank to understand new requirements, gather inputs and validate assumptions for new reporting initiatives and regulatory changes.
• Collaborate with the Model Development and Implementation teams to perform impact estimation for new model implementations.
• Contribute to complex data requests including the Basel Quantitative impact studies and OSFI data requests.
• Lead the analysis work to support the ad-hoc requests from the regulator and business partners.
• Ensure governance and controls related to regulatory reporting processes are adequate as per the internal and external audit standards and if any gaps are identified bring them to senior management's attention.
• Support the team with internal and external audit reviews and compliance attestations.

Job Requirements

Superior multi-tasking skills and the ability to work in a fast-paced, often deadline-oriented and dynamic environment. Strong working knowledge with preferably three or more years of hands-on experience using SAS, SQL or Python. Experience working in both operational and project environments. Have a good understanding of the basic drivers of retail credit risk, regulatory capital/ RWA or ECL concepts. Strong communication skills (both written and oral). Good interpersonal skills to build and maintain productive working relationships with various business partners across the Bank and at different levels of organization. Strong problem-solving skills, ability to independently identify and solve problems in an effective and timely manner. Experience with audit/regulatory/SOX reviews. High proficiency in Microsoft applications. Knowledge of OSFI CAR guidelines and IFRS 9 ECL framework would be an asset.

Additional Information

Undergraduate degree in Finance, Statistics, Economics, Computer Science or similar disciplines. Postgraduate degree would be an asset. PRMIA, GARP, CPA or similar accreditation is also considered an asset. SAS Certification is considered as an asset.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. We look forward to hearing from you!

Language Requirement (Quebec only): Sans Objet

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Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

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