Group Manager, Specialized Finance

The Toronto-Dominion Bank (Canada); Toronto; On-site; CAD 97,000 - 137,000; Full time

Job summary

The Toronto-Dominion Bank in Toronto, Ontario, is seeking an experienced finance professional to lead Basel III reporting for BCAR and Pillar 3 disclosures, ensuring accuracy and timeliness. This role reports to the Senior Group Manager, Specialized Finance, with cross-functional exposure across Risk, Treasury, Technology, and Audit.

You will oversee data collection, validation, and regulatory submissions while supporting OSFI requirements and quarterly disclosures.

Qualifications

• CPA/CA designation required.
• 7+ years financial accounting and reporting experience.
• Knowledge of Basel capital frameworks is a plus.
• Strong time management, analytical, and multitasking abilities.
• Excellent communication and teamwork skills.
• Proficiency with financial tools and data systems.

Responsibilities

• Act as SME for TD Bank's Basel III reporting processes including BCAR and Pillar 3 disclosures.
• Responsible for the Bank's Consolidated BCAR reporting process including entries, reconciliation, and analysis.
• Timely review of inputs, supporting documents and analysis for BCAR regulatory capital and Basel disclosures.
• Support the U.S. Banking segment with monthly and quarterly reporting and guidance on Basel III guidelines.
• Conduct quarterly reviews of portfolios waived from or exempted from AIRB and review the semi-annual S&P survey.
• Ensure End-User Computing applications are maintained and compliant with guidelines.
• Provide ad-hoc reports/analysis to Business Segments, Risk Management, external/internal auditors, and OSFI.

Skills

Analytical skills

Time management

Communication skills

Detail-oriented

Learning new tools

Regulatory reporting

FCCS

Excel

Pivot tables

Education

CPA/CA designation

Tools

FCCS

Excel

Word

Pivot tables

Job description

Work Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: Finance Pay Details: $96,900 - $136,800 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues.

Growth opportunities and skill development are defining features of the colleague experience at TD.

Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

Department Overview

Finance Capital Reporting (FCR) team is responsible for reporting to the Canadian regulator of Financial Institutions (i.e., Office of the Superintendent of Financial Institutions – OSFI) and public disclosures in the Bank's quarterly financial statements. Reporting to OSFI includes the TDBG's Basel Capital Adequacy Reporting (BCAR) return and Leverage Requirements Return (LRR). Public disclosures include Pillar 3 disclosures. Both reporting to OSFI and publish disclosures provide key information about the Bank's solid financial stability.

Key activities of the team include:

• Assisting in interpretation of regulatory requirements.
• Overseeing collection of data related to credit risk, market risk, and operational risk from multiple data systems across all business segments of the Bank.
• Overseeing implementation of changes to rules to compute regulatory capital in various technology platforms and End-User-Computing solutions.
• Verifying accuracy and completeness of monthly production of BCAR and LRR returns.
• Submitting quarterly BCAR and LRR to OSFI and attesting to OSFI on the accuracy and completeness of the returns.
• Reporting key results to senior executives.
• FCR team partners closely with many teams including Treasury, Risk Management, Technology, Internal Audit and External Audit.

Job Description / Accountabilities

The primary responsibility of this role is the completion of monthly and quarterly reporting for Basel III RWA/BCAR, quarterly public disclosures and supplementary regulatory reporting. This role will report directly to the Senior Group Manager, Specialized Finance. The accountabilities for this role include, but are not limited to the following:

• Act as subject matter expert for TD Bank's Basel III reporting processes including BCAR and Pillar 3 disclosures.
• Responsible for the Bank's Consolidated BCAR reporting process including entries, reconciliation, and analysis.
• Timely review of inputs, supporting documents and analysis for BCAR regulatory capital as well as quarterly Basel disclosures.
• Support the U.S. Banking segment with monthly and quarterly reporting including providing guidance on Basel III guidelines.
• Conduct quarterly reviews of portfolios waived from or exempted from AIRB to support timely OSFI submissions, and review the semi-annual Standard & Poor’s survey.
• Ensure all End-User Computing (EUC) applications are properly maintained and comply with applicable guidelines and standards.
• Provide ad-hoc reports/analysis to Business Segments, Enterprise Capital Management, Risk Management, external auditors/internal auditors and OSFI, as appropriate.
• Timely completion of AIRB Self-Assessment templates for assigned processes.
• Involvement in projects and testing as it relates to new regulatory requirements and system updates.
• Proactively identify opportunities to strengthen and improve processes and controls.
• Proactively identify opportunities to automate processes and support the team in implementing automation solutions.
• Promote a positive work environment that encourages teamwork, productivity, innovation, creativity, analysis, and advice.

Job Requirements

• Professional accounting designation (CPA, CA/CPA).
• 7+ years financial accounting and reporting experience.
• Knowledge of Basel capital frameworks would be an asset.
• Highly motivated with strong time management aptitude, analytical skills, and the ability to be flexible.
• Must be detail-oriented and able to plan, manage, and prioritize multiple responsibilities while meeting tight deadlines and delivering accurate results.
• Proactive with the ability to anticipate issues and recommend solutions.
• Excellent communication skills, both verbal and written, and proven ability to work within and across teams.
• Excellent knowledge of financial tools such as Financial Consolidation and Close Cloud Service (FCCS), Excel, Word, Pivot tables as well as the ability to learn new tools when required.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our total rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more.

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. We look forward to hearing from you!

Language Requirement (Quebec only)

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Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities. Learn more: Canada | US | Europe & Asia Pacific