RRIF Operations Specialist: Retirement Income

Raymond James Ltd.; Vancouver; On-site; CAD 59,000 - 64,000; Full time

Benefits offered by this job

Health benefits

RRSP Matching Program

Employee Stock Purchase Plan

Paid Time Off

Volunteer Days

Discretionary Bonuses

Tuition Reimbursement

Job summary

Raymond James Ltd. in Vancouver is seeking a Registered Plans Associate - RRIF to administer RRIF accounts, oversee withdrawals, and manage CR A compliance and annual payment rules.

You will coordinate with advisors and internal teams to ensure accurate processing and timely responses. The role requires a minimum of 3 years in registered plans or financial services, with proficiency in MS Office and a service-oriented approach.

Qualifications

• Minimum 3 years’ experience within registered plans or financial services operation.
• Strong understanding of RRIF-specific rules, including minimum withdrawals, spousal elections, tax implications.
• Demonstrated experience managing high-volume transactional workflows, including withdrawals, conversions, and transfers with a focus on accuracy and turnaround times.

Responsibilities

• Administer RRIF accounts with a focus on withdrawals, minimum annual payment calculations, payment scheduling, and tax withholding requirements
• Process and maintain RRSP-to-RRIF conversions, spousal RRIF setups, and related account changes
• Ensure compliance with CRA regulations, including minimum withdrawal rules, excess withdrawals
• Providing support individually or in conjunction with other team members in investigating and resolving advisor queries within SLA deadlines.
• Partner with Tax, Estates, Transfers, and New Accounts teams to resolve complex RRIF cases
• Support year-end processing, including minimum withdrawal reviews and reconciliations
• Participate in audits, regulatory reviews, and procedural updates related to RRIF processing
• Identify opportunities to improve processes, reduce risk, and enhance service delivery
• Other duties as assigned.

Skills

Investment concepts

Microsoft Office

Customer service

Organization

Prioritization

Email etiquette

Teamwork

Confidential handling

Dataphile

French (asset)

Education

Canadian Securities Course (CSC)

Tools

Dataphile

Job description

Raymond James Ltd. in Vancouver is seeking a Registered Plans Associate - RRIF to administer RRIF accounts, oversee withdrawals, and manage CR A compliance and annual payment rules.

You will coordinate with advisors and internal teams to ensure accurate processing and timely responses. The role requires a minimum of 3 years in registered plans or financial services, with proficiency in MS Office and a service-oriented approach.