Registered Plans Associate - RRIF

Raymond James Financial; Vancouver; On-site; CAD 59,000 - 64,000; Full time

Benefits offered by this job

Health Benefits

RRSP Matching Program

Employee Stock Purchase Plan

Paid Time Off

Volunteer Days

Discretionary Bonuses

Tuition Reimbursement

Job summary

Raymond James Ltd. in Vancouver is seeking a Registered Plans Associate - RRIF to support RRIF processing, withdrawals, minimum payments, and lifecycle events, ensuring regulatory compliance and accurate account activity.

You will work with advisors and internal teams to resolve complex RRIF cases, participate in audits, and strive to deliver a high-quality client experience. Eligibility includes 3 years in registered plans and a solid understanding of RRIF rules.

Qualifications

• This role requires fundamental knowledge of investment concepts and securities industry practices.
• Proficiency in Microsoft Office and willingness to learn new applications.
• Excellent customer service, organization, and prioritization skills.
• Ability to meet deadlines in a high-volume, detail-oriented environment.
• Professional email/phone etiquette and relationship-management capability.
• Experience with Dataphile is an asset.
• French language ability is an asset.

Responsibilities

• Administer RRIF accounts focusing on withdrawals, minimum payments, scheduling, and tax withholding.
• Process RRSP-to-RRIF conversions, spousal RRIF setups, and related changes.
• Ensure compliance with CRA rules including minimum withdrawals.
• Assist team in investigating advisor queries within SLA deadlines.
• Collaborate with Tax, Estates, Transfers, and New Accounts teams on complex cases.
• Support year-end processing with reviews and reconciliations.
• Participate in audits and regulatory reviews related to RRIF processing.
• Identify process improvements to reduce risk and enhance service delivery.
• Perform other duties as assigned.

Skills

Customer service

Attention to detail

Communication skills

French language

Education

Canadian Securities Course

Tools

Dataphile

Microsoft Office

Job description

Job Description - Registered Plans Associate - RRIF (2600602)

Registered Plans Associate - RRIF - 2600602

At Raymond James, we develop, we collaborate, we decide, we deliver, and we improve together.

Raymond James Ltd. is Canada’s leading independent investment dealers offering high quality investment products and services to Canadians seeking customized solutions to their wealth management needs.

Registered Plans Associate - RRIF

How does the role impact the organization?

This role is critical to the administration and oversight of Registered Retirement Income Funds (RRIFs), supporting clients in the retirement income phase. The associate ensures accurate and timely processing of RRIF withdrawals, minimum payment requirements, and lifecycle events such as account conversions and estate settlements. The role contributes to regulatory compliance, operational efficiency, and a high-quality client experience by partnering with advisors, internal teams, and external stakeholders.

What will your role be responsible for?

• Administer RRIF accounts with a focus on withdrawals, minimum annual payment calculations, payment scheduling, and tax withholding requirements
• Process and maintain RRSP-to-RRIF conversions, spousal RRIF setups, and related account changes
• Ensure compliance with CRA regulations, including minimum withdrawal rules, excess withdrawals
• Providing support individually or in conjunction with other team members in investigating and resolving advisor queries within SLA deadlines.
• Partner with Tax, Estates, Transfers, and New Accounts teams to resolve complex RRIF cases
• Support year-end processing, including minimum withdrawal reviews and reconciliations
• Participate in audits, regulatory reviews, and procedural updates related to RRIF processing
• Identify opportunities to improve processes, reduce risk, and enhance service delivery
• Other duties as assigned.

What can you expect from us?

Our most important investment is in people. Upon eligibility, Raymond James Ltd offers flexible workstyles, a competitive compensation and benefits package. Our benefits range from Health Benefits, RRSP Matching Program, Employee Stock Purchase Plan, Paid Time Off, Volunteer Days, Discretionary Bonuses, Tuition Reimbursement and many more! We also support internal promotion and community involvement.

• Health Benefits
• RRSP Matching Program
• Employee Stock Purchase Plan
• Paid Time Off
• Volunteer Days
• Discretionary Bonuses
• Tuition Reimbursement

What do we expect from you?

• Fundamental knowledge of investment concepts, practices, and procedures used in the securities industry.
• Proficient in Microsoft Office with a willingness and ability to learn new applications.
• Excellent Customer service, organization, and prioritization skills
• The ability to work within deadlines in a high-volume and demanding environment while maintaining a high level of service and an imperative attention to detail.
• Demonstrate email, videoconferencing, and telephone etiquette and relationship management skills.
• Work independently as well as collaboratively within a team environment.
• Demonstrate a professional manner to establish and maintain effective working relationships at all levels of the organization.
• Exercise tact and discretion in the handling of confidential information; and
• Experience with Dataphile is an asset.
• Communicate proficiently in French is an asset
  

Educational/Previous Experience Requirements

• Minimum of 3 years’ experience within registered plans or financial services operation
• Strong understanding of RRIF-specific rules, including minimum withdrawals, spousal elections, tax implications,
• Demonstrated experience managing high-volume transactional workflows, including withdrawals, conversions, and transfers with a focus on accuracy and turnaround times

Licenses/Certifications

• Successful completion of the Canadian Securities Course is an asset.

Licenses/Certifications

• Successful completion of the Canadian Securities Course is an asset.

Salary Range:$59,000-$64,000 annually, in addition to competitive performance bonuses/incentives.

Actual compensation will be determined based on skills, experience, internal equity, and other job requirements.
This posting is for a current vacancy.

At Raymond James – we honor, value, respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic self, our organization, clients and communities thrive, it is part of our people-first culture. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.

Here at Raymond James we demonstrate our commitment to ensuring equal opportunities for all candidates. To request accommodations, candidates are instructed to contact Human Resources via email at [e-mail] . By reaching out to this email address, candidates can communicate their specific requirements and discuss the necessary accommodations they may need to participate fully in the recruitment process.

We may use automated or AI-enabled tools to support parts of our recruitmentand screening process, including screening, assessing or selecting applicants where applicable. These tools help us review applications efficiently,but they donot replace human decision-making.

Raymond James Ltd. is a member of the Investment IndustryRegulatory Organization of Canada (IIROC) and of the Canadian Investor ProtectionFund (CIPF). Customers’ accounts are protected by the Canadian Investor ProtectionFund within specified limits. A brochure describing the nature and limits ofcoverage is available upon request or at . 3Macs, MacDougall,MacDougall & MacTier and Raymond James Correspondent Services are divisions ofRaymond James Ltd. Raymond James Ltd. is an integrated financial services firm. Itssubsidiaries, Raymond James Investment Counsel Ltd., Raymond James FinancialPlanning Ltd., Raymond James Trust (Canada) and Raymond James Trust (Québec) Ltd.are not members of the IIROC or the CIPF. Please consult each subsidiary’s webpagesfor applicable corporate, regulatory or membership information. www.cipf.ca