Risk Consultant, Prestige

Intact Financial Corporation; Toronto; On-site; CAD 69,000 - 85,000; Full time

Benefits offered by this job

Hybrid work model

Additional days off

Wellbeing benefits

Employee Share Purchase Plan

Pension plan

Job summary

Intact Financial Corporation is seeking a Risk Consultant to join the Intact Prestige team. This role covers the Ontario region, with offices in Toronto, Ajax or Mississauga, and involves service excellence, underwriting support, and risk evaluation across residential properties.

The candidate will frequently travel within Ontario, work in a hybrid/office setting, and contribute to loss prevention strategies, construction cost insights, and client relationships while maintaining high service

Qualifications

• Minimum 3 years of property risk assessment, appraisal and loss prevention experience.
• Excellent customer service, verbal and written communication skills.
• Ability to travel within Ontario and read architectural plans is preferred.

Responsibilities

• Deliver risk assessment services and loss prevention recommendations for Ontario clients.
• Collaborate with brokers, clients and internal teams to service accounts.
• Develop relationships with local contractors and analyze construction cost drivers.
• Inspect and document property features and assess risk exposure for high-value homes.
• Stay current on construction costs, codes and territory risk characteristics.
• Support underwriters and identify coverage gaps to strengthen risk selection.

Skills

Customer service

Verbal communication

Written communication

Time management

Independent work

Team collaboration

Education

CIP designation

CRM designation

Tools

Architectural drawing software

Job description

Our employees are at the heart of everything we do. Together, we help people, businesses, and society prosper in good times and be resilient in bad times. Our employee promise represents Intact’s commitment to you in exchange for living our Values, striving to do your best work, being open to change and investing in your career. In return, we promise to provide support, opportunities and performance-led financial rewards at a workplace where you can shape the future, win as a team and grow with us. Pay at Intact is about much more than just salary. Flexible work arrangements and a hybrid work model Possibility to purchase up to 5 extra days off per year Multiple benefits offered to support physical and mental wellbeing, including telemedicine, Wellness account and much more Share plan & other savings: up to 12% of salary or even more (ask how you could earn guaranteed income for life) Salary range (but not limited to): 69,200 - 84,600 Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance): 7.5% As part of our commitment to Win As A Team, we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) – with Intact matching 50% of your net shares. Our pension offerings provide flexibility and long-term security for our employees beyond their careers. We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan. Salary for the candidate will be determined taking into consideration a number of factors including: experience, skills, qualifications, anticipated contribution to role, internal equity, etc. The salary range presented above is based on a 35-hour workweek and would represent a majority of different candidate profiles. However, we encourage candidates who may fall outside of this range to apply as well.

About the role

We're looking for a Risk Consultant to join our Intact Prestige team. This position can be located in our Toronto, Ajax or Mississauga office. As a Risk Consultant, your work will have a big impact on our customers as you service the Ontario region. As a valued member of the team, you will be a brand champion for Intact Prestige.

What you’ll do here :

• Deliver effortless customer experience.
• Collaborate with various individuals (broker, customers and various internal departments).
• Develop relationships with local contractors and conduct interviews to determine factors and trends driving change in construction costs for labour, materials and building components within the region.
• Identify and evaluate finishes and features of high valued residential property.
• Physically inspect, measure and photograph structures to update assessment.
• Keep current on construction industry forecasts, building costs, building codes, territory trends and unacceptable risk characteristics.
• Provide recommendations and solutions tailored to the specific risk, exposures and characteristics inherent to the territory including product advantages to customers during the risk assessment.
• Advise various stakeholders on loss prevention and mitigation solutions.
• Assist underwriters in acquiring new business and account retention for the profitability of the business unit.
• Identify possible coverage gaps and communicate them to Underwriting.

What you bring to the table :

• Minimum 3 years of property risk assessment, appraisal and loss prevention experience.
• Excellent customer service, verbal and written communication skills.
• Work both independently and within a collaborative team environment.
• Proven organizational/time management skills.
• Strong ability to identify different types and styles of construction, fire protection and unique features found in residential homes.
• Ability to read and understand architectural and builder plans is preferred.
• Work within monthly deadlines within a demanding travel schedule, servicing a large territory.
• Frequent travel within Ontario, including overnight trips.
• Flexible. autonomous working hours (35 hours a week).
• Familiar with architectural drawing software is an asset.
• CIP and CRM designation preferred.
• Must possess a valid drivers license with a good driving record.

This job posting will close on Wednesday October 21st, 2026 at 11:59 pm EST.

Il s'agit d'un nouveau rôle au sein de notre équipe en pleine croissance | This role is a new member of our growing team.

We are an equal opportunity employer At Intact, our Value of respect is founded on seeing diversity as a strength. We strive to create an accessible workplace where employees feel valued, included and encouraged to share their unique perspectives. We encourage applications from individuals who are members of equity-deserving groups, including but not limited to women, Indigenous peoples, persons with disabilities, Black people, and members of the 2SLGBTQI+ community. As part of Intact’s commitment to reconciliation, we acknowledge that we work, meet and travel across the land currently called Canada, originally inhabited by First Nations, Metis and Inuit people. This history extends through many centuries and continues to evolve today. We have policies to ensure equal access and participation for people with disabilities, including providing workplace adjustments (accommodations). A copy of applicable policies is available on request. If we can provide a specific adjustment to make the recruitment process more accessible for you, please let us know when we reach out about a job opportunity. We’ll work with you to meet your needs. Learn more about our recruitment process and your candidate journey here.

Please note that Intact does not provide sponsorship or other support for immigration-related matters including but not limited to employer-specific closed work permits. Candidates must be eligible to work in Canada from the anticipated start date and throughout their employment and are solely responsible for maintaining their work eligibility.