Remote Commercial Credit Risk Leader (12-Month)

Bilinguallink; Richmond; Remote; CAD 73,000 - 90,000; Full time

Benefits offered by this job

11.75% RRSP contribution

Extended benefits package

Job summary

Coastal Community Credit Union is seeking a Commercial Credit Risk Manager to support the Commercial Credit Risk functions and ensure adherence to risk appetite and policies. This remote BC role reports to the AVP, Commercial Credit Risk and will influence risk culture across the organization.

Key duties include approving credit facilities within limits, monitoring delinquency, and delivering risk reporting to the executive team.

Qualifications

• Bachelor’s Degree in a related discipline (e.g. Commerce or Business Administration).
• Solid understanding of credit union operations, principles, and values.
• Minimum five (5) years of progressive experience in a financial service environment.
• Minimum two (2) year commercial credit underwriting experience or managing a diversified and increasingly complex commercial loan portfolio and/or a combination of both.
• Solid knowledge of business lending, other stakeholder and regulatory requirements and approach to managing credit risk.
• Solid understanding of the competitive environment in the financial marketplace, and local communities within Coastal Community’s market area.

Responsibilities

• Oversees credit risk management in collaboration with risk team, aligning with three lines of defense.
• Approves new commercial lines of credit, loans, mortgages, and letters of credit within limits.
• Audit loans and annual reviews; support corporate projects for risk services.
• Monitor risk controls and ensure compliance with risk management framework.
• Prepare executive and board risk reports; support policy recalibration.

Skills

Bachelor’s Degree in Commerce/Business

Credit union operations understanding

Financial services experience

Commercial credit underwriting

Business lending knowledge

Competitive market awareness

Education

Bachelor’s Degree in related discipline (e.g. Commerce or Business Administration)

Job description

Coastal Community Credit Union is seeking a Commercial Credit Risk Manager to support the Commercial Credit Risk functions and ensure adherence to risk appetite and policies. This remote BC role reports to the AVP, Commercial Credit Risk and will influence risk culture across the organization.

Key duties include approving credit facilities within limits, monitoring delinquency, and delivering risk reporting to the executive team.