Remote Lead Advisor Capital Markets / Credit Risk - Remote

Bilinguallink; Dartmouth; Remote; CAD 90,000 - 120,000; Full time

Job summary

Bilinguallink is seeking a Lead Advisor, Credit Risk to oversee risk across retail, institutional, and capital markets operations in Dartmouth, Nova Scotia. You will proactively implement advanced techniques to minimize debt exposure and report to the VP Operations.

The role requires a Bachelor's degree in business/finance, 10+ years in a similar role, and strong knowledge of risk management, credit analysis, and regulatory environments. Bilingualism is a plus.

Qualifications

• Bachelor’s degree in business/finance/economics required.
• Minimum 10 years in a similar risk-related role.
• Knowledge of wealth management and capital markets and credit analysis.
• Self-starter who works independently and as part of a team.
• Strong problem-solving and analytical abilities.
• Excellent communication and presentation skills.
• Solid understanding of Enterprise and Operational Risk Management methodologies and regulatory environments.

Responsibilities

• Partner with cross-functional teams to monitor risk metrics and ensure strong feedback channels.
• Support the VP Operations and management by addressing gaps in credit risk processes with solutions.
• Enhance risk controls through policies, guidelines, and processes.
• Stay current with changes to policies, procedures, and regulatory issues in retail banking and capital markets.
• Define goals and dashboards to monitor and improve credit approach.
• Produce reports and statistics for internal and external stakeholders.
• Review significant transactions to ensure proper risk controls while facilitating business.
• Monitor credit exposure and adherence to compliance standards.
• Propose, review, and improve credit policies and client requirements for trading and margin.

Skills

Problem solving

Presentation skills

Organizational skills

Independent worker

Team player

Attention to detail

Education

Bachelor’s Degree in Business Administration, Finance or Economics

Job description

Lead Advisor Credit Risk

Reporting to the Vice President Operations, the Lead Advisor, Credit Risk has primary responsibility for the risk oversight and control of credit, operational risk across all business lines. These include Retail services (full service and discount broker), Institutional Services (carrying broker), Structured Products, Foreign Exchange, Wealth Management as well as the Institutional Equity and Institutional Fixed Income business lines. Proactively engage in new techniques to minimize overall debt exposure.

Responsibilities:

• Partner with the team in working cross-functionally within the Securities & Capital Markets Operations and Front Office teams to ensure there are strong monitoring & feedback channels to communicate and investigate risk metrics.


• Provide support to the Vice president Operations and the management committee, as necessary by contributing to resolving gaps in credit risk processes by developing, recommending & implementing solutions.


• Work with internal stakeholders to enhance and implement key risk controls via new & existing policies, guidelines, and processes.


• Be up to date with changes to policies, procedures and processes, trends in retail banking, capital markets, credit, technology, and regulatory issues.


• Define goals, review & build, where applicable, key performance metrics and dashboards to monitor and improve our credit approach.


• Produce reports and statistics for various internal and external stakeholders.


• Review significant transactions & irregularities to ensure proper risk controls are in place while continuing facilitate business.


• Monitor credit exposure and adhere to compliance standards.


• Propose, review, and continually improve credit policies & procedures for clients: e.g. client requirements to qualify to trade on margin, acceptable risk comfort for the firm, margin call requirements and protocols.

Qualifications:

• Bachelor’s Degree in Business Administration, finance, economics, or a related field.


• A minimum of 10 years in a similar role.


• Knowledge of the wealth management & capital markets industry and corresponding experience in credit analysis.


• Self-starter who will work independently and as a team player to manage multiple assignments.


• A strong problem solver.


• Excellent presentation and organizational skills to produce quality work with exceptional attention to detail.


• Solid understanding of Enterprise and Operational Risk Management methodologies, frameworks, and policies.


• Comprehensive knowledge of relevant legislation and regulatory environment including IIROC regulations.


• Bilingual nice to have.