Manager, Supply Chain Finance - Portfolio Management

National Bank of Canada; Montreal; Hybrid; CAD 110,000 - 150,000; Full time

Benefits offered by this job

Health and wellness program

Flexible group insurance

Generous pension plan

Employee Share Ownership Plan

Employee and family assistance program

Preferential banking services

Involvement in community initiatives

Telemedicine service

Virtual sleep clinic

Job summary

National Bank of Canada is seeking a Manager, Supply Chain Finance - Portfolio & Client Management based in Montreal. You will manage a diverse portfolio of Supply Chain Finance and factoring relationships, focusing on growth, profitability and client satisfaction.

You will lead credit underwriting, risk assessment, and onboarding across Commercial Banking and Mid-Market clients. You will build strong client relationships, review portfolios regularly, and collaborate with Credit Risk Management,

Qualifications

• Significant experience in Supply Chain Finance, factoring, receivables finance or a closely related form of asset-based lending.
• Experience in receivables factoring and/or payable finance and in analyzing and structuring Supply Chain Finance transactions.
• Proficiency in financial analysis, credit underwriting and short-term credit-risk assessment.
• Strong knowledge of risks inherent to receivables financing, including debtor credit risk, dilution, concentration, collections, commingling and credit insurance.
• Experience managing Commercial Banking and/or Mid-Market relationships and working directly with senior client stakeholders.
• Experience with credit insurance providers, commercial agreements or receivables-finance operating platforms is an asset.

Responsibilities

• Manage and develop a portfolio of Supply Chain Finance and factoring relationships, with a focus on revenue growth, profitability, volumes, portfolio quality and client satisfaction.
• Build strong relationships with clients through regular portfolio reviews and identify opportunities to increase utilization, deepen existing relationships and support business growth.
• Analyze financial statements, credit quality and transaction structures, and prepare credit underwriting for new opportunities, renewals and amendments across Commercial Banking and Mid-Market clients.
• Assess and monitor risks related to receivables factoring and payable finance, including debtor credit risk, concentration, dilution, collections, commingling, credit insurance, covenants and other ongoing credit conditions.
• Coordinate new client onboarding and facility implementation, including legal documentation, credit insurance requests, assignment notifications, operating-system setup and client training on the Bank's factoring platform.
• Identify emerging portfolio risks and support the management and resolution of watchlist and financially challenged accounts in collaboration with Credit Risk Management, Special Accounts, Legal and Operations.

Skills

Accountability

Client-focused

Communication

Diversity & Inclusion

Driving Results

Emotional Intelligence

Empathy

Humility

Initiative

Learning Agility

Resiliency

Teamwork

Job description

A career as a Manager, Supply Chain Finance - Portfolio & Client Management in the Supply Chain Finance team within the Commercial and Private Banking sector at National Bank means acting as a specialist in portfolio management, credit underwriting and receivables financing. This job allows you to have a positive impact on our organization through your expertise in Supply Chain Finance, financial analysis, transaction structuring and client relationship management.

Your role:

• Manage
  and develop a portfolio of Supply Chain Finance and factoring relationships, with a focus on revenue growth, profitability, volumes, portfolio quality and client satisfaction.
• Build
  strong relationships with clients through regular portfolio reviews and identify opportunities to increase utilization, deepen existing relationships and support business growth.
• Analyze
  financial statements, credit quality and transaction structures, and prepare credit underwriting for new opportunities, renewals and amendments across Commercial Banking and Mid-Market clients.
• Assess
  and monitor risks related to receivables factoring and payable finance, including debtor credit risk, concentration, dilution, collections, commingling, credit insurance, covenants and other ongoing credit conditions.
• Coordinate
  new client onboarding and facility implementation, including legal documentation, credit insurance requests, assignment notifications, operating-system setup and client training on the Bank's factoring platform.
• Identify
  emerging portfolio risks and support the management and resolution of watchlist and financially challenged accounts in collaboration with Credit Risk Management, Special Accounts, Legal and Operations.

Your team:

The Supply Chain Finance team is part of the Commercial and Private Banking sector and is entering an important phase of growth, with a focus on expanding its presence in Ontario and Western Canada.

Based in Montreal, you work alongside specialized Supply Chain Finance professionals while collaborating closely with Business Development, Credit Risk Management, Legal, Operations and Special Accounts. You contribute throughout the full client lifecycle, from initial transaction structuring and credit underwriting through onboarding, portfolio management, client development and risk monitoring.

The breadth of your mandate gives you exposure to receivables factoring, payable finance, credit insurance, Commercial Banking and Mid-Market transactions. You work in a specialized environment where commercial, credit, legal and operational considerations come together, giving you the opportunity to understand transactions end to end and contribute to the continued growth of our Supply Chain Finance business across Canada.

We aim to offer you maximum flexibility to promote your quality of life. This includes a hybrid work environment and a flexible, adaptable schedule.

The Bank values continuous development and internal mobility. Our personalized training programs, based on learning through action, allow you to master your role and develop new areas of expertise. Tools such as the Data Academy, language training, the Harvard Learning Center, and coaching and mentoring support are available to you at all times.

Requirements:

• Significant
  experience in Supply Chain Finance, factoring, receivables finance or a closely related form of asset-based lending.
• Experience
  in receivables factoring and/or payable finance and in analyzing and structuring Supply Chain Finance transactions.
• Proficiency
  in financial analysis, credit underwriting and short-term credit-risk assessment.
• Strong
  knowledge of risks inherent to receivables financing, including debtor credit risk, dilution, concentration, collections, commingling and credit insurance.
• Experience
  managing Commercial Banking and/or Mid-Market relationships and working directly with senior client stakeholders.
• Experience
  with credit insurance providers, commercial agreements or receivables-finance operating platforms is an asset.

Languages: English

Reason to require this language: you will need to discuss frequently with our service providers or partners who speak a language other than French.

Required skills:

Accountability, Client-focused, Communication, Diversity & Inclusion, Driving Results, Emotional Intelligence, Empathy, Humility, Initiative, Learning Agility, Resiliency, Teamwork

Your benefits

• Health and wellness program, including many options
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and family assistance program
• Preferential banking services
• Involvement in community initiatives
• Telemedicine service
• Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

Making a bold move in a people-first environment

We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.

We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?

Join us!