Senior Commercial Credit

National Bank of Canada; Montreal; Presencial; CAD 180.000 - 240.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Health and wellness program

Flexible group insurance

Generous pension plan

Employee Share Ownership Plan

Employee assistance program

Preferential banking services

Community involvement

Telemedicine service

Sleep clinic

Descripción de la vacante

National Bank of Canada is seeking a Senior Director, Commercial Credit within Risk Management to act as a subject-matter expert approving SME credit facilities and guiding the portfolio across Quebec and Canada.

You will lead risk analysis, establish control strategies to protect portfolio integrity, optimize profitability, and support business growth. Collaboration with business lines and committees is essential in this strategic role.

Formación

• Bachelor's degree in a related field with ≥6 years of relevant experience, or a master's degree with ≥4 years of relevant experience.
• Proven experience in commercial credit risk analysis.
• Strong negotiation, analytical, and synthesis abilities with attention to detail.
• Demonstrated leadership in implementing new credit initiatives and/or special mandates.
• Ability to make complex decisions under tight timelines.

Responsabilidades

• Analyze, approve, and recommend financing requests for SMEs in Quebec and across Canada.
• Work closely with business line teams to meet tight turnaround times.
• Ensure quality and ongoing monitoring of the existing credit portfolio.
• Participate in committees, strategic initiatives, and special mandates.
• Foster collaboration and coach business partners and stakeholders.

Conocimientos

Commercial Lending

Credit Risk

Credit Risk Management

Diversity & Inclusion

Empathy

Initiative

Learning Agility

Resiliency

Risk Analysis

Teamwork

Negotiation

Educación

Bachelor's degree with 6+ years experience

Master's degree with 4+ years experience

Descripción del empleo

A career as a Senior Director, Commercial Credit, within the Risk Management team at National Bank, involves acting as a subject-matter expert in the approval of credit facilities for small and medium-sized enterprises (SMEs).

In this strategic role, you will actively contribute to maximizing the quality and performance of a commercial loan portfolio, in alignment with the Bank's strategic objectives and national risk appetite. You will have a tangible and lasting impact on the organization by implementing control strategies designed to ensure portfolio integrity, optimize profitability, and support business growth.

Your role

• Analyze, approve, and recommend financing requests for SMEs in Quebec and across Canada, in accordance with National Bank's credit policies and risk appetite.
• Work closely with business line teams to meet tight turnaround times.
• Ensure the quality, sound management, and ongoing monitoring of the existing credit portfolio.
• Participate independently in various committees, strategic initiatives, and special mandates.
• Foster effective collaboration, provide coaching, and maintain ongoing communication with business partners and key stakeholders.

Your team

Within the Credit Risk sector, you will be part of a team of approximately ten professionals and report to the Senior Director, Credit, who also serves as team lead. The team is recognized for its deep expertise in SME commercial financing across Eastern Canada. By joining us, you will become part of a highly collaborative community of experts and contribute to initiatives focused on continuous improvement of the Bank's processes.

Requirements

• Bachelor's degree in a related field with a minimum of six (6) years of relevant experience or a master's degree in a related field with a minimum of four (4) years of relevant experience.
• Proven experience in commercial credit risk analysis.
• Strong negotiation and influencing skills.
• Excellent analytical and synthesis abilities, strong attention to detail, and a collaborative mindset.
• In-depth knowledge of financial products and services for businesses.
• Demonstrated leadership in the implementation of new credit initiatives and/or the execution of special mandates.
• Ability to make complex decisions under tight timelines.

Languages: French, English

Reason to require this language: you will need to work closely with our colleagues outside Quebec.

Required skills: Commercial Finance, Commercial Lending, Credit Risk, Credit Risk Management, Diversity & Inclusion, Empathy, Initiative, Learning Agility, Resiliency, Risk Analysis, Teamwork

Your benefits

In addition to competitive compensation, upon hiring you'll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:

• Health and wellness program, including many options
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and family assistance program
• Preferential banking services
• Involvement in community initiatives
• Telemedicine service
• Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees' ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

Making a bold move in a people-first environment

We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people's lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.

We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?

Join us!