Manager, Financial Solutions

National Bank of Canada; Nanaimo; Hybrid; CAD 90,000 - 150,000; Full time

Benefits offered by this job

Health and wellness program

Flexible group insurance

Generous pension plan

Employee Share Ownership Plan

Employee and family assistance program

Preferential banking services

Involvement in community initiatives

Telemedicine service

Virtual sleep clinic

Job summary

National Bank of Canada is seeking a Manager, Financing Solutions to lead underwriting and structuring of complex credit solutions for a diverse commercial client base in Western Canada. You will partner with relationship managers to drive growth, manage risk, and support strategic client conversations across multiple industries in the Mid-Market Commercial Banking segment.

The role emphasizes delivering financing expertise, collaborating with Commercial Account Managers and Directors, and

Qualifications

• Hold a bachelor’s degree in commerce, finance, business or accounting fields.
• Knowledge of functions of risk management, banking, business lending.
• Experience in commercial credit.
• Experience analyzing financial statements.
• Negotiation experience.

Responsibilities

• Perform high-quality credit analyses in accordance with the bank’s standards and make recommendations.
• Structure credit applications by mitigating risks and developing financing scenarios that meet client needs.
• Participate in determining client financing needs with the Commercial Account Managers and the Director of Financing Solutions.
• Negotiate credit terms and conditions with Credit Risk Management as needed and confirm financing availability.
• Obtain comments from Account Managers on preliminary credit applications, adjust them, and present to the Director before forwarding to Credit Risk Management.
• Produce documents and update client files to ensure credit applications are processed efficiently.
• Act as a resource for the team in handling credit matters and support skills development.
• Identify the risks inherent to sector activities.

Skills

Negotiation

Communication

Interpersonal skills

Teamwork

Client focus

Diversity & Inclusion

Learning agility

Accountability

Driving results

Education

Bachelor’s degree in commerce, finance, business or accounting fields

Job description

Manager, Financing Solutions

National Bank is experiencing significant growth across Western Canada, creating exciting opportunities for ambitious banking professionals to help shape the future of our Commercial Banking business. As we continue to expand our presence, we are looking for several Manager, Financing Solutions professionals to support our growing client base and strengthen our market leadership.

In this role, you will play a pivotal part in delivering financing expertise to a diverse portfolio of commercial clients while partnering closely with relationship managers to drive business growth. You will be responsible for underwriting and structuring complex credit solutions, managing risk, and supporting strategic client conversations across a broad range of industries within the Mid-Market Commercial Banking segment. This is a unique opportunity to join a fast-growing team, make a tangible impact on the success of businesses across Western Canada, and accelerate your career within one of the country's leading financial institutions.

• Perform high-quality credit analyses in accordance with the standards established by the bank, and make recommendations.
• Structure credit applications by mitigating risks and developing financing scenarios that meet client needs and match the Bank's risk criteria.
• Participate in determining client financing needs in collaboration with the Commercial Account Managers and the Director of Financing Solutions.
• Negotiate credit terms and conditions with the Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager.
• Obtain comments from the Account Managers on the preliminary versions of credit applications, adjust them as needed, then present them to the Director, Financing Solutions before they are forwarded to the Credit Risk Management to ensure they meet the Bank's requirements for overall client risk profile.
• Produce documents and update client files in collaboration with account representatives and the Credit Risk Management to ensure credit applications are processed efficiently.
• Act as a resource person for your team in handling credit matters and assist, as needed, in addressing team members' skills development in this area.
• Identify the risks inherent to sector activities.

Your team

Within the Commercial Banking sector, the Manager, Financing Solutions reports to the Director, Financing Solutions and will be a part of the Vancouver Island district (either Nanaimo, Courtenay or Victoria offices). Our team stands out for itsexceptional service and unwavering support to both business owners and our colleagues, ensuring a collaborative and thriving work environment. We ultimately aim to offer you flexibility and quality of life. This notably means a hybrid work environment, as well as adaptable working hours.

Prerequisites

• Hold a bachelor’s degree in commerce, finance, business or accounting fields and 2+ years of experience
• Knowledge of functions of risk management, banking, business lending
• Experience in commercial credit
• Experience analyzing financial statements

  Your job

  National Bank is experiencing significant growth across Western Canada, creating exciting opportunities for ambitious banking professionals to help shape the future of our Commercial Banking business. As we continue to expand our presence, we are looking for several Manager, Financing Solutions professionals to support our growing client base and strengthen our market leadership.

  In this role, you will play a pivotal part in delivering financing expertise to a diverse portfolio of commercial clients while partnering closely with relationship managers to drive business growth. You will be responsible for underwriting and structuring complex credit solutions, managing risk, and supporting strategic client conversations across a broad range of industries within the Mid-Market Commercial Banking segment. This is a unique opportunity to join a fast-growing team, make a tangible impact on the success of businesses across Western Canada, and accelerate your career within one of the country's leading financial institutions.

  • Perform high-quality credit analyses in accordance with the standards established by the bank, and make recommendations.
  • Structure credit applications by mitigating risks and developing financing scenarios that meet client needs and match the Bank's risk criteria.
  • Participate in determining client financing needs in collaboration with the Commercial Account Managers and the Director of Financing Solutions.
  • Negotiate credit terms and conditions with the Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager.
  • Obtain comments from the Account Managers on the preliminary versions of credit applications, adjust them as needed, then present them to the Director, Financing Solutions before they are forwarded to the Credit Risk Management to ensure they meet the Bank's requirements for overall client risk profile.
  • Produce documents and update client files in collaboration with account representatives and the Credit Risk Management to ensure credit applications are processed efficiently.
  • Act as a resource person for your team in handling credit matters and assist, as needed, in addressing team members' skills development in this area.
  • Identify the risks inherent to sector activities.

  Your team

  Within the Commercial Banking sector, the Manager, Financing Solutions reports to the Director, Financing Solutions and will be a part of the Vancouver Island district (either Nanaimo, Courtenay or Victoria offices). Our team stands out for itsexceptional service and unwavering support to both business owners and our colleagues, ensuring a collaborative and thriving work environment. We ultimately aim to offer you flexibility and quality of life. This notably means a hybrid work environment, as well as adaptable working hours.

  Prerequisites

  • Hold a bachelor’s degree in commerce, finance, business or accounting fields and 2+ years of experience
  • Knowledge of functions of risk management, banking, business lending
  • Experience in commercial credit
  • Negotiation experience
  • Experience analyzing financial statements
  • Good interpersonal and communication skills with an ability to efficiently collaborate with all partners and form well-reasoned recommendations.

  Languages: English

  Required skills

  • Accountability
  • Client-focused
  • Communication
  • Diversity & Inclusion
  • Driving Results
  • Emotional Intelligence
  • Empathy
  • Humility
  • Initiative
  • Learning Agility
  • Resiliency
  • Teamwork

  Your benefits

  • Health and wellness program, including many options
  • Flexible group insurance
  • Generous pension plan
  • Employee Share Ownership Plan
  • Employee and family assistance program
  • Preferential banking services
  • Involvement in community initiatives
  • Telemedicine service
  • Virtual sleep clinic

  We have an offer that keeps up with trends as well as your needs and those of your family.

  Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

  Making a bold move in a people-first environment

  We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.

  We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?