Life & Annuity Underwriter for AI-Driven Modeling

Obsidian; Toronto; Remote; CAD 65,000 - 95,000; Full time

Job summary

Mercor partners with a leading AI lab to design and evaluate life insurance and annuity advisory scenarios, underwriting assessments and policy-service determinations. You will help train frontier models, scoring AI outputs for accuracy and disclosure, while providing clear feedback to the research team.

The role targets professionals with 2+ years in life insurance or annuity domains, familiar with product families and tax/suitability considerations. Starts immediately with rolling reviews.

Qualifications

• 2+ years of professional experience in life insurance or annuity advisory, underwriting, or policy administration.
• Experience with at least one product family (term, whole life, universal life, annuities).
• Ability to explain tax treatment and suitability considerations clearly.
• Strong written communication and high attention to detail.
• Identify and review replacement cases and disclosures.

Responsibilities

• Design realistic advisory, underwriting and policy-service scenarios.
• Create work products: coverage recommendations, illustration comparisons, underwriting assessments, suitability rationales, replacement analyses.
• Write gold-standard reference responses at practitioner quality.
• Grade AI-generated responses against rubrics for accuracy, suitability and disclosure.
• Identify unsupported illustration assumptions and failures to apply replacement or disclosure requirements.
• Provide written feedback to improve model behavior.
• Participate in onboarding office hours and calibration sessions.

Skills

Life insurance experience

Annuity advisory

Underwriting

Policy administration

Suitability review

Education

Professional designations (CLU, ChFC, FLMI, CFP)

Job description

Mercor partners with a leading AI lab to design and evaluate life insurance and annuity advisory scenarios, underwriting assessments and policy-service determinations. You will help train frontier models, scoring AI outputs for accuracy and disclosure, while providing clear feedback to the research team.

The role targets professionals with 2+ years in life insurance or annuity domains, familiar with product families and tax/suitability considerations. Starts immediately with rolling reviews.