Senior Surety Underwriter & Bond Strategy Specialist

Obsidian; Toronto; Remote; CAD 70,000 - 110,000; Full time

Job summary

Mercor is partnering with a leading AI lab to train frontier models on insurance reasoning data. We’re hiring Surety Underwriters & Bond Specialists to design realistic bonding, credit-analysis and bond-claim scenarios, evaluate model outputs, and shape how AI reasons about contractor capacity and obligee requirements.

The role involves creating capacity analyses, reviewing indemnity terms, and drafting high-quality reference responses.

Qualifications

• Have 2+ years of professional experience in surety underwriting, bond production, surety claims, or contract-surety credit analysis.
• Have worked with at least one bond category such as contract surety, commercial surety, court and fiduciary bonds, license and permit bonds, or subdivision bonds.
• Can read contractor financial statements and work-in-progress schedules and translate them into capacity and credit conclusions.
• Understand the three-party surety relationship and how indemnity, collateral and subrogation differ from insurance loss payment.
• Demonstrate excellent written reasoning, commercial and credit judgment, and high attention to detail.
• Can distinguish surety credit decisions from property-casualty risk underwriting and ordinary claim adjudication.

Responsibilities

• Design realistic scenarios involving bid, performance and payment bonds, single and aggregate capacity, work-in-progress analysis, indemnity and collateral, commercial and court bonds, and bond-default resolution
• Create work products such as capacity recommendations, credit analyses, bond approvals and declinations, obligee form reviews, indemnity requirements and claim-resolution strategies
• Write "golden" reference responses at experienced surety-professional quality
• Grade AI-generated responses against structured rubrics for credit judgment, capacity reasoning, contract and bond-form accuracy, and default-resolution realism
• Identify misread financial statements, overstated capacity, confusion between surety and insurance obligations, mishandled obligee requirements, and unrealistic default or recovery strategies
• Provide written feedback the research team uses to improve model behavior
• Participate in onboarding office hours and calibration sessions

Skills

Surety underwriting

Bond production

Surety claims

Credit analysis

Attention to detail

Job description

Mercor is partnering with a leading AI lab to train frontier models on insurance reasoning data. We’re hiring Surety Underwriters & Bond Specialists to design realistic bonding, credit-analysis and bond-claim scenarios, evaluate model outputs, and shape how AI reasons about contractor capacity and obligee requirements.

The role involves creating capacity analyses, reviewing indemnity terms, and drafting high-quality reference responses.