Reinsurance & Program-Business Specialist | AI Risk Modeling

Obsidian; Toronto; On-site; CAD 70,000 - 110,000; Part time

Job summary

Mercor is partnering with a leading AI lab to train frontier models on high-quality insurance reasoning data. We are hiring Reinsurance and Program Business Specialists to design realistic risk-transfer scenarios, evaluate model outputs against market standards, and help shape how AI reasons about treaty structures, delegated authority, and related arrangements.

You will review and design scenarios, create analyses and contract summaries, grade AI responses, and provide actionable feedback.

Qualifications

• 2+ years of professional experience in reinsurance, program business, delegated authority, fronting, captive insurance, or alternative risk transfer
• Understand treaty or facultative reinsurance, MGA/MGU programs, Lloyd's arrangements, captives, or fronted programs
• Identify economic and operational responsibilities of cedents, reinsurers, brokers, MGAs, fronting carriers, and insureds
• Understand how contract structure changes risk transfer, earnings, collateral, claims handling, and reporting
• Demonstrate written reasoning, commercial judgment, and high attention to detail
• Distinguish reinsurance decisions from direct underwriting and ordinary claim adjudication

Responsibilities

• Design realistic scenarios involving treaty and facultative reinsurance, attachment and exhaustion, cessions, recoverables, bordereaux, delegated authority, program governance, fronting, captives, and risk participation
• Create work products such as structure comparisons, submission analyses, contract summaries, program reviews, counterparty assessments, and risk-transfer recommendations
• Write "golden" reference responses at experienced reinsurance and program-business quality
• Grade AI-generated responses against structured rubrics for structural accuracy, contract logic, financial understanding, stakeholder roles, and market realism
• Identify misunderstandings of layers, limits, retentions, commissions, claims control, collateral, counterparty exposure, and carrier-MGA responsibilities
• Provide written feedback the research team uses to improve model behavior
• Participate in onboarding office hours and calibration sessions

Job description

Mercor is partnering with a leading AI lab to train frontier models on high-quality insurance reasoning data. We are hiring Reinsurance and Program Business Specialists to design realistic risk-transfer scenarios, evaluate model outputs against market standards, and help shape how AI reasons about treaty structures, delegated authority, and related arrangements.

You will review and design scenarios, create analyses and contract summaries, grade AI responses, and provide actionable feedback.