Jr Underwriter Auto CI, IRCA

Aviva Canada; Markham; Hybrid; CAD 50,000 - 80,000; Full time

Benefits offered by this job

Health benefits

Hybrid work model

Career development

Vacation package

Annual bonus eligibility

Retirement savings

Share plan

Job summary

Aviva Canada Inc. has an excellent opportunity in our Ontario Small Business branch for Commercial Lines Auto Underwriters at junior and intermediate levels. You will service a substantial portfolio of commercial auto business and demonstrate underwriting ability and customer service excellence.

1–5 years of insurance experience considered for level assignment; CIP preferred. Responsibilities include risk assessment for IRCA, guidance to junior underwriters, broker relations, and renewal

Qualifications

• 1–3 years of experience in the insurance industry; exposure to commercial auto underwriting is an asset.
• Foundational underwriting skills and a strong appetite for learning and growth.
• Excellent written and verbal communication skills.

Responsibilities

• Assess and evaluate risk for new and existing business (IRCA).
• Assist more junior underwriters with applying corporate underwriting standards and share knowledge and skills with others in the branch (Intermediate); share knowledge and skills with others in the branch (Junior).
• Analyze reports to determine adequate exposure and loss rating.
• Maintain awareness of market trends, pricing levels and policy form amendments.
• Negotiate renewal terms for the retention of business.
• Utilize loss control and risk management practices in the underwriting process.
• Respond to inquiries from brokers regarding modification to policy files in a prompt and efficient manner.
• Work with brokers to develop new business.
• Develop and maintain excellent broker relationships and management of assigned broker portfolio.
• Provide above average customer service.

Skills

Underwriting

Insurance industry experience

Customer service

Communication skills

Education

CIP designation in progress or completed

Job description

• Provide above average customer service

Experience Aviva

Individually we are people, but together we are Aviva. Individually these are just words, but together they are our Values – Care, Commitment, Community, and Confidence.

At Aviva Canada, we put people first, our employees, our customers, and our communities. We’re proud of a culture built on care, inclusion, and collaboration, where your voice matters and your growth is supported. We’re not just about insurance; we’re about making a real difference by protecting what matters most.

The Opportunity

Aviva Canada Inc. has an excellent opportunity in our Ontario Small Business branch. We are seeking Commercial Lines Auto Underwriters in a Junior and Intermediate level. In this position, you will service a substantial portfolio of commercial auto business requiring a demonstrated underwriting ability and a commitment to customer service excellence. You will be involved in the underwriting of small business Individually Rated Commercial Auto (IRCA) accounts.

We welcome applicants with anywhere from 1 to 5 years of insurance and/or underwriting experience. We will determine level based on experience.

What you’ll do

• Assess and evaluate risk for new and existing business (IRCA)
• Assist more junior underwriters with applying corporate underwriting standards and share knowledge and skills with others in the branch (Intermediate); share knowledge and skills with others in the branch (Junior)
• Analyze reports to determine adequate exposure and loss rating
• Maintain awareness of market trends, pricing levels and policy form amendments
• Negotiate renewal terms for the retention of business
• Utilize loss control and risk management practices in the underwriting process.
• Respond to inquiries from brokers regarding modification to policy files in a prompt and efficient manner.
• Work with brokers to develop new business.
• Develop and maintain excellent broker relationships and management of assigned broker portfolio
• Provide above average customer service

What you’ll bring

For Junior Candidates

• 1–3 years of experience in the insurance industry; exposure to commercial auto underwriting is an asset.
• Foundational underwriting skills and a strong appetite for learning and growth.
• CIP designation in progress or completed (preferred).

For Intermediate Candidates

• 3–5 years of commercial auto underwriting experience, including IRCA.
• Demonstrated technical capability to independently manage a portfolio.
• Ability to provide guidance to junior underwriters.

For Both Levels

• Excellent written and verbal communication skills.
• Strong organizational and administrative skills.
• Highly motivated, enthusiastic, and adaptable.
• Ability to work independently and collaboratively.
• Strong computer skills.
• Ability to meet deadlines and perform effectively under pressure.
• Knowledge of RTM is an asset.

What You’ll Get

• The salary band for this position ranges from $50,000 to $65,000 for a junior position and from $65,000 to $80,000 for an intermediate. Please note that individual salary is determined by factors such as job-related knowledge, skills and experience, as well as internal equity.
• Compelling rewards package including base compensation, eligibility for annual bonus, retirement savings, share plan, health benefits, personal wellness, and volunteer opportunities.
• Hybrid flexible work model .
• Outstanding career development opportunities.
• We’ll support your professional development education.
• Competitive vacation package with the option to purchase 5 extra days off per year.
• Employee-driven programs focused on gender, LGBTQ+, origins, diversity, and inclusion.
• Corporate wellness programs to support our employees’ physical and mental health.

Please note that we may use AI tools to help us through the recruitment process. This job advertisement is for an existing vacancy which has been posted both internally & externally.

Aviva Canada has an accommodation process in place to provide accommodations for employees with disabilities. If upon commencement of employment you require a specific accommodation because of a disability, please contact your Talent Acquisition Partner so that an appropriate accommodation can be arranged. This process applies throughout your career with Aviva Canada.