Jr Underwriter Auto CI, IRCA

Aviva plc; Markham; Hybrid; CAD 52,000 - 80,000; Full time

Benefits offered by this job

Hybrid work model

Career development opportunities

Vacation package

Job summary

Aviva Canada Inc. has an excellent opportunity in our Ontario Small Business branch for Junior and Intermediate Commercial Lines Auto Underwriters. You will service a substantial portfolio of commercial auto business requiring underwriting ability and a commitment to customer service excellence.

1–5 years of insurance experience may apply; level determined by experience. Junior: 1–3 years in insurance, foundational underwriting skills, CIP designation in progress or completed (preferred).

Qualifications

• Excellent written and verbal communication skills.
• Strong organizational and administrative skills.
• Highly motivated, enthusiastic, and adaptable.
• Ability to work independently and collaboratively.
• Strong computer skills.
• Ability to meet deadlines and perform effectively under pressure.

Responsibilities

• Assess and evaluate risk for new and existing business (IRCA).
• Assist more junior underwriters with applying corporate underwriting standards and share knowledge and skills with others in the branch (Intermediate); share knowledge and skills with others in the branch (Junior).
• Analyze reports to determine adequate exposure and loss rating.
• Maintain awareness of market trends, pricing levels and policy form amendments.
• Negotiate renewal terms for the retention of business.
• Utilize loss control and risk management practices in the underwriting process.
• Respond to inquiries from brokers regarding modification to policy files in a prompt and efficient manner.
• Work with brokers to develop new business.
• Develop and maintain excellent broker relationships and management of assigned broker portfolio.
• Provide above average customer service.

Skills

Communication skills

Organizational skills

Independent & collaborative work

Computer skills

Time management

Education

CIP designation in progress or completed

Job description

Experience Aviva

Individually we are people, but together we are Aviva. Individually these are just words, but together they are our Values – Care, Commitment, Community, and Confidence. At Aviva Canada, we put people first, our employees, our customers, and our communities. We’re proud of a culture built on care, inclusion, and collaboration, where your voice matters and your growth is supported. We’re not just about insurance; we’re about making a real difference by protecting what matters most.

Opportunity

Aviva Canada Inc. has an excellent opportunity in our Ontario Small Business branch. We are seeking Commercial Lines Auto Underwriters in a Junior and Intermediate level. In this position, you will service a substantial portfolio of commercial auto business requiring a demonstrated underwriting ability and a commitment to customer service excellence. You will be involved in the underwriting of small business Individually Rated Commercial Auto (IRCA) accounts.

We welcome applicants with anywhere from 1 to 5 years of insurance and/or underwriting experience. We will determine level based on experience.

What you’ll do

• Assess and evaluate risk for new and existing business (IRCA)
• Assist more junior underwriters with applying corporate underwriting standards and share knowledge and skills with others in the branch (Intermediate); share knowledge and skills with others in the branch (Junior)
• Analyze reports to determine adequate exposure and loss rating
• Maintain awareness of market trends, pricing levels and policy form amendments
• Negotiate renewal terms for the retention of business
• Utilize loss control and risk management practices in the underwriting process.
• Respond to inquiries from brokers regarding modification to policy files in a prompt and efficient manner.
• Work with brokers to develop new business.
• Develop and maintain excellent broker relationships and management of assigned broker portfolio
• Provide above average customer service

What you’ll bring

For Junior Candidates:

• 1–3 years of experience in the insurance industry; exposure to commercial auto underwriting is an asset.
• Foundational underwriting skills and a strong appetite for learning and growth.
• CIP designation in progress or completed (preferred).

For Intermediate Candidates:

• 3–5 years of commercial auto underwriting experience, including IRCA.
• Demonstrated technical capability to independently manage a portfolio.
• Ability to provide guidance to junior underwriters.

For Both Levels:

• Excellent written and verbal communication skills.
• Strong organizational and administrative skills.
• Highly motivated, enthusiastic, and adaptable.
• Ability to work independently and collaboratively.
• Strong computer skills.
• Ability to meet deadlines and perform effectively under pressure.
• Knowledge of RTM is an asset.

What you’ll get

The salary band for this position ranges from $50,000 to $65,000 for a junior position and from $65,000 to $80,000 for an intermediate. Please note that individual salary is determined by factors such as job-related knowledge, skills and experience, as well as internal equity. Compelling rewards package including base compensation, eligibility for annual bonus, retirement savings, share plan, health benefits, personal wellness, and volunteer opportunities. Hybrid flexible work model . Outstanding career development opportunities. We’ll support your professional development education. Competitive vacation package with the option to purchase 5 extra days off per year. Employee-driven programs focused on gender, LGBTQ+, origins, diversity, and inclusion. Corporate wellness programs to support our employees’ physical and mental health. Please note that we may use AI tools to help us through the recruitment process. This job advertisement is for an existing vacancy which has been posted both internally & externally. Aviva Canada has an accommodation process in place to provide accommodations for employees with disabilities. If upon commencement of employment you require a specific accommodation because of a disability, please contact your Talent Acquisition Partner so that an appropriate accommodation can be arranged. This process applies throughout your career with Aviva Canada. We help our 19.5 million customers to save for the future and manage the risks of everyday life. To give these customers the best possible products and service we know we must make Aviva the most attractive choice for talented, entrepreneurial people with diverse backgrounds and an evolving range of expertise and insight. So, we’re passionate about helping our 23,000 people to do the best work of their lives, to enable them to make a positive difference to the lives of our customers.