Financial Life Planning Advisor

RFL Wealth Management; Canada; Hybrid; CAD 90,000 - 120,000; Full time

Benefits offered by this job

Competitive compensation

Performance-based bonus opportunities

Health and Wellness Spending Account

Remote-friendly environment

Career growth opportunities

Mentorship and development

Job summary

RFL Wealth Management is seeking a Financial Planner to lead client relationships and provide strategic guidance while delivering high-touch financial planning. You will guide clients through decisions, build trust, and contribute to the firm’s growth in a fast-paced, entrepreneurial environment.

Responsibilities include conducting QYRFL meetings, presenting financial life plans, and collaborating with back-end planning teams to ensure seamless service and referrals.

Qualifications

• CFP designation completed or in progress.
• Experience in financial services or client advisory roles.
• Public speaking or presentation experience is a bonus.
• Experience with affluent clients is an asset.

Responsibilities

• Lead client conversations with confidence, professionalism, and emotional intelligence.
• Build and maintain long-term client relationships with proactive communication.
• Conduct QYRFL meetings and Your Rich Fulfilling Life Starts Here meetings.
• Present Initial and Final Financial Life Plans to clients.
• Collaborate with marketing, operations, and planning teams to support growth.
• Maintain CRM records and ensure timely client documentation.

Skills

Communication skills

Interpersonal skills

Ownership

Organization

Growth mindset

Relationship-building

Education

CFP designation (completed or in progress)

Job description

At RFL Wealth Management, we help professionals build a Rich, Fulfilling Life™ through high touch financial planning, relationship-driven guidance, and long-term strategic thinking. We are not a traditional wealth firm. We are building a modern, fast-growing advisory company focused on exceptional client experience, meaningful relationships, and long-term impact. Our environment is entrepreneurial, fast-paced, collaborative, and growth-oriented. We are growing rapidly and are looking for a Financial Planner to handle Client Relationship & Growth.

This role is ideal for someone who:

• genuinely enjoys working with people
• thrives in relationship-based environments
• communicates confidently and persuasively
• takes ownership naturally
• follows through consistently
• enjoys helping clients take action
• wants to grow within a high-performance team

This is NOT a passive servicing or back-office planning role. Our advisors are expected to lead relationships, build trust, guide clients confidently through decisions, and contribute directly to the continued growth of the firm.

What Makes This Role Different

Unlike many firms, our advisors are heavily supported by:

• Back-end planning teams
• Operations and administrative support
• Warm lead generation and event ecosystems
• Established authority positioning and marketing
• Structured onboarding systems and processes

This allows our advisors to focus on what matters most:

• relationship-building
• strategic guidance

Core Responsibilities

Client Relationship Management

Build strong, long-term relationships with clients through proactive communication and exceptional service.

Lead client conversations with confidence, professionalism, and emotional intelligence.

Conduct Quantify Your Rich Fulfilling Life (QYRFL) meetings.

Conduct Your Rich Fulfilling Life Starts Here (YRFLSH) meetings.

Present Initial Financial Life Plans (IFLPs) and Final Financial Life Plans (FFLPs).

Help clients clearly understand and confidently move forward with recommended strategies.

Maintain consistent communication with clients throughout their journey.

Conduct quarterly client check-ins and annual review meetings.

Deliver a high-touch client experience aligned with the Rich, Fulfilling Life™ philosophy.

Growth & Business Development

Build rapport and maintain momentum throughout the client journey.

Participate in client dinners, networking opportunities, seminars, and events.

Contribute to referral growth through strong relationship management.

Work collaboratively with the pipeline and marketing teams to maintain a healthy flow of opportunities.

Maintain urgency, responsiveness, and ownership throughout the process.

Client Coordination & Internal Collaboration

Communicate effectively with internal planning, insurance, investment, and operations teams.

Ensure smooth handoffs and execution of agreed-upon client strategies.

Obtain required client documentation in a timely and professional manner.

Maintain accurate CRM records, meeting notes, and client updates.

Follow established systems, processes, and operational procedures consistently.

Ensure tasks, follow-ups, and scorecards are completed accurately and on time.

What We’re Looking For

Required Traits

• Strong communication and interpersonal skills
• High level of personal ownership and accountability
• Organized and responsive under pressure
• Comfortable following up persistently and professionally
• Emotionally intelligent and relationship-oriented
• Coachable, adaptable, and growth-minded
• Positive attitude with strong work ethic
• Comfortable working in a fast-paced entrepreneurial environment

Qualifications

• CFP designation completed or actively in progress
• Experience in financial services, sales, relationship management, or client advisory services
• Public speaking or presentation experience is considered an asset
• Experience working with affluent professionals is an asset

Important Notes About This Role

• This role includes occasional evening and weekend client engagements and networking events.
• This role also includes evening and weekend client meetings
• This is a growth-oriented role with performance expectations and accountability
• Success in this role requires strong follow-through, urgency, communication, and relationship-building ability
• This role is best suited for someone who enjoys both service and growth - not someone seeking a purely technical or back-office planning position

What we Offer -

• Competitive annual salary commensurate with experience.
• Performance-based bonus opportunities
• Health and Wellness spending account.
• A collaborative, entrepreneurial, compliance-driven remote work environment.
• Opportunity for long-term career growth within a rapidly expanding organization.
• Ongoing mentorship and development.
• The opportunity to help shape a rapidly growing modern advisory firm.

Hours of work:

Standard workweek of 40 hours, with availability to travel, attend events and flexibility to work in evenings and on weekends.

Overtime, where applicable, will be compensated in accordance with the Ontario Employment Standards Act (ESA).

This role is an incremental addition to the existing team, with high ownership and visibility, created to support the company’s growth objectives.

What To Expect In The Interview Process

We anticipate a high volume of applications for this role and are excited to grow our team. Every application will be reviewed by a member of our team, and shortlisted candidates will be contacted as soon as possible. We appreciate your patience throughout the process and look forward to connecting with you!

Candidates must be legally eligible to work in Canada and be based within a reasonable commuting distance of the GTA.

How We Use AI in Our Hiring Process

At RFL, we use AI-enabled tools within our applicant tracking system to help organize applications and identify profiles that may align with the key requirements of the role. AI does not make hiring decisions.

Every application is reviewed by our team, and all hiring decisions are made by people. Our AI-enabled tools are used to support efficiency and consistency in the recruitment process- not to replace human judgment. We are committed to providing every candidate with a fair, thoughtful and equitable hiring experience.

COMPENSATION:

Final compensation will be determined thoughtfully based on the candidate’s experience, expertise, demonstrated impact, and alignment with the scope of the role. While all candidates are expected to bring relevant experience, the upper end of the range will typically be reserved for individuals who demonstrate exceptional depth across the role’s core competencies, a proven track record of delivering meaningful results in comparable environments, and the ability to operate with a high degree of autonomy from day one.

AODA Statement

Accommodations are available on request for candidates participating in the selection process. If you require specific accommodation, please let us know. RFL Wealth uses automated tools, including artificial intelligence, to support parts of the recruitment process.

RFL Wealth Management is committed to providing equal employment opportunities to all employees and applicants for employment without regard to race, color, creed, religion, sex, pregnancy, national origin, ancestry, citizenship status, age, marital or partnership status, sexual orientation, gender identity or expression, disability, genetic predisposition, veteran or military status or any other class or status in accordance with applicable federal, provincial and local laws.