Financial Planner

RBC; Halifax; Remote; CAD 70,000 - 90,000; Full time

Job summary

RBC Financial Planner role seeks to deliver holistic financial planning to emerging mass affluent clients from a remote home office. You will be the primary advisor alongside teammates, coordinating with partners for credit, banking, and more complex investments within RBC's OneRBC ecosystem.

You will provide tailored planning, investment advice, and ongoing support in a team-driven, pilot environment, requiring adaptability, continuous learning, and strong client relationships.

Qualifications

• Financial Planning Designation (PFP, QAFP, or CFP) required or in progress.
• Mutual Funds License (IFIC or CSC) required.
• Licensed to serve clients in all provinces outside Quebec.
• 2–3 years of proven sales and advice experience in financial services (investments).
• Adaptability and growth mindset to thrive in a pilot team environment.
• Strong teamwork and referral management skills.
• Exceptional interpersonal skills and trust-building ability.
• Remote Office capability (home office setup, privacy compliance).
• Willingness to work evenings and Saturdays.
• Digital literacy across devices.

Responsibilities

• Provide coordinated financial planning using RBC investment and portfolio solutions, beginning with leads generated through RBC programs.
• Establish and maintain relationship strategy with regular, documented client contact.
• Deliver tailored advice prioritizing client interests and individual circumstances.
• Lead multi-partner coordination with OneRBC partners for credit, banking, and complex investments.
• Manage portfolio performance while maintaining relationship quality metrics.
• Leverage video, screen sharing, and dashboards to enhance client experience.
• Generate business opportunities through warm introductions to RBC partners and local market cultivation.
• Contribute to team development by sharing learnings and refining processes.

Skills

Team collaboration

Referral management

Interpersonal skills

Adaptability

Growth mindset

Digital literacy

Education

PFP, QAFP, or CFP designation

Mutual Funds License (IFIC or CSC)

Licensed to serve clients in all provinces outside Quebec

Job description

What is the opportunity?

This opportunity is a virtual Financial Planner role.As an RBC Financial Planner, you will participate in the evolution of a new and exciting role that brings comprehensive financial planning to emerging mass affluent clients. You're joining a team still defining its playbook—success here requires adaptability, curiosity, and a genuine growth mindset. You will nurture and grow relationships by providing tailored financial planning, investment advice, and ongoing support. Unlike traditional Financial Planners, your focus is team-based delivery—you act as the primary advisor alongside teammates, leveraging RBC's OneRBC ecosystem to connect clients with specialized partners for credit, banking, and more complex investment solutions. You'll deliver holistic financial planning while coordinating care through our integrated partner network. Your energy, collaboration, and commitment to continuous learning will be critical as we develop this role together and help clients achieve long-term financial goals.

Job Description

What is the opportunity?

This opportunity is a virtual Financial Planner role.As an RBC Financial Planner, you will participate in the evolution of a new and exciting role that brings comprehensive financial planning to emerging mass affluent clients. You're joining a team still defining its playbook—success here requires adaptability, curiosity, and a genuine growth mindset. You will nurture and grow relationships by providing tailored financial planning, investment advice, and ongoing support. Unlike traditional Financial Planners, your focus is team-based delivery—you act as the primary advisor alongside teammates, leveraging RBC's OneRBC ecosystem to connect clients with specialized partners for credit, banking, and more complex investment solutions. You'll deliver holistic financial planning while coordinating care through our integrated partner network. Your energy, collaboration, and commitment to continuous learning will be critical as we develop this role together and help clients achieve long-term financial goals.

What will you do?

Key Tasks/Responsibilities

• Provide coordinated financial planning advice using RBC investment and portfolio solutions, beginning with leads generated through RBC leads programs
• Establish and maintain relationship strategy, ensuring regular, documented client contact that reflects value-based relationship management
• Deliver tailored advice that prioritizes client interests and addresses individual financial circumstances
• Lead multi-partner coordination: identify client needs and proactively connect them with appropriate OneRBC partners (credit, banking, complex investments) rather than delivering all solutions independently
• Manage portfolio performance against targets while maintaining relationship quality metrics
• Leverage technology (video, screen sharing, advisor/client dashboards) to enhance client experience and operational efficiency
• Generate business opportunities through warm introductions to RBC partners and local market cultivation
• Contribute to team development by providing feedback, sharing learnings, and helping refine processes as the Team FP model evolves

What do you need to succeed?

• Financial Planning Designation (PFP, QAFP, or CFP)
• Mutual Funds License (IFIC or CSC)
• Licensed to serve clients in all provinces outside Quebec
• 2–3 years of proven sales and advice experience in financial services (particularly investments)
• Strong adaptability and growth mindset: comfort with evolving role expectations, iterative processes, and continuous learning in a pilot team environment
• Strong team collaboration and referral management skills
• Exceptional interpersonal skills; ability to build trust and nurture relationships
• Remote Office Employee capability (home office setup, time management, confidentiality compliance)
• Flexibility to work evenings and Saturdays
• Digital literacy across devices

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Full-time RBC employee status with unlimited earning potential and full benefits
• Work with a dynamic, collaborative, progressive, and high-performing team
• A world-class training program in financial services
• Flexible work/life balance options

Job Skills

Business Development, Client Centricity, Communication, Long Term Planning

Additional Job Details

Address: ROYAL BANK PLAZA, 200 BAY ST:TORONTO

City: Toronto

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform: PERSONAL & COMMERCIAL BANKING

Job Type: Regular

Pay Type: Salaried

Posted Date: 2026-11-10

Application Deadline: 2026-11-25

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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