Financial Crimes Investigator

Stripe; Toronto; On-site; CAD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking an anti-financial crimes professional to join their Americas Investigations Management team. This role offers the chance to dive deep into financial crime risk oversight, manage user risks, and engage with stakeholders on critical investigations. You'll leverage your expertise in financial technologies and Canadian regulations to navigate complex cases and recommend solutions that enhance compliance. If you're ready to tackle significant challenges in a fast-paced environment while making a real impact, this opportunity is for you.

Qualifications

• 3+ years experience in financial crimes or AML roles.
• Strong understanding of Canadian financial regulations and compliance.

Responsibilities

• Review high-risk investigative case work and provide oversight.
• Evaluate Suspicious Transaction Reports and regulatory reports.

Skills

Investigative skills

Knowledge of financial technologies

Stakeholder management

Research and writing skills

Problem-solving

Discretion handling

Education

3+ years in financial crimes or related field

ACAMS, CFE or CFCS Certification

Tools

SQL

Excel

MacOS

Google products

Job description

Who we are
About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

The Financial Crimes & Supportability Investigations Management team is responsible for providing second line of defense (2LoD) financial crime risk oversight and coordination over casework, the management of user risk and other investigative responsibilities in Stripe’s Americas region. The Investigations Management function will take part in local exams, financial partner inquiries and respond to law enforcement or other external inquiries.

What you’ll do

We are looking for an anti-financial crimes professional with Canada-specific financial crimes experience to join the Americas team. As an Investigator on the Americas Investigations Management team, you will be responsible for:

Responsibilities

• Reviewing high-risk investigative case work and providing oversight over a wide variety of financial crime risk types
• Evaluating Suspicious Transaction Reports (STRs) and other regulatory reports to FINTRAC and Canadian Law Enforcement.
• Reviewing high risk sanctions and Ministerial Directive investigative matters, such as potential matches against relevant regional lists and handling related submissions
• Evaluating risk profiles of Politically-Exposed Persons
• Managing user risk through country or region-specific risk management forums
• Identifying potential control gaps and recommending solutions to mitigate financial crime risks both across the program as well as on an individual case basis
• Raising awareness of regional risk trends to local and global stakeholders
• Serving as a point of contact for investigation-related inquiries from financial partners, auditors or external stakeholders
• Demonstrating sound judgment and an ability to navigate complex, high-risk cases for which the correct decisions may not be immediately clear

Who you are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• 3+ years experience in investigative roles within financial crimes, AML, risk, intelligence research, or a related field
• Deep understanding of financial technologies, inclusive of payments and Banking as a Service products
• Strong understanding of Canadian Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and associated regulations, Ministerial Directives, regulatory reporting, FINTRAC Operational Briefs and typologies, and other regulations.
• Stakeholder management skills, including effective communications and dynamic problem solving
• Excellent research and writing skills
• Ability to synthesize large amounts of information, including transaction data, using tools such as SQL and/or Excel
• Ability to work efficiently and independently in a fast-paced environment
• Ability to work cross-functionally with internal stakeholders
• Ability to handle sensitive matters with discretion

Preferred qualifications

• Additional knowledge of US Bank Secrecy Act, USA Patriot Act, and OFAC regulations
• ACAMS, CFE or CFCS Certification
• Familiarity with MacOS and Google products
• Technical curiosity and an interest in evolving financial crime compliance trends
• Foreign language fluency, especially fluency in French