AML Investigator - FIU

RBC; Toronto; On-site; CAD 70,000 - 90,000; Full time

Job summary

As an Investigator in the AML Financial Intelligence Unit at a leading bank, you will conduct risk-based investigations into money laundering and terrorism financing. Your role is crucial in ensuring compliance with regulatory requirements and mitigating risks. You will analyze information, prepare reports, and work collaboratively with teams to uphold the bank's policies and guidelines.

Benefits

Comprehensive Total Rewards Program

Flexible benefits

Competitive compensation

Coaching and development opportunities

Qualifications

• Understanding of money laundering processes and indicators.
• Strong investigative, critical thinking, and analytical skills.

Responsibilities

• Conduct risk-based investigations into money laundering and terrorism financing.
• Prepare reports based on investigation results.

Skills

Analytical Thinking

Communication

Fraud Management

Education

Undergraduate degree in relevant field

Tools

Microsoft Excel

Microsoft Word

Job description

Job Summary

Job Description

What is the opportunity?

As Investigator, you will work as an integral member of the AML Financial Intelligence Unit (FIU) Investigations team. You will plan, conduct and complete risk based investigations into matters referred to the Unit. Through the gathering, analysis and evaluation of relevant information, you will determine whether sufficient suspicion exists of money laundering, financing of terrorism or other criminal activities, to justify making a report to the Regulatory Authority. As an Investigator, you play a key role in complying with legislative/regulatory requirements, and mitigating risk to RBC, in line with established RBC policy.

What will you do?

• Plan, conduct and complete risk based investigations into matters identified from media scans, transaction monitoring, as well as Unusual Transaction Reporting via internal partners

• Maintain accurate, contemporaneous records of all investigative actions and decisions taken, ensuring that all material and information obtained is treated in accordance with legal and regulatory requirements and RBC policy

• Gather information/intelligence from all available sources, in order to determine whether sufficient suspicion of money laundering, financing of terrorism or other criminal activities exists

• Prepare relevant reports as required including documentation in support of any action proposed based on the results of investigations

• Promote, support and adhere to RBC’s policies and guidelines on Code of Conduct, Personal and Professional Development, Equal Opportunities, Health & Safety, Data Protection and Information Security, in accordance with published policy / guidance documents and protocols

• Work with the Global AML-FIU Investigation Team and other FIU partners to ensure that investigations are conducted within defined timelines and are escalated in accordance with relevant policy

What do you need to succeed?

Must-have:

• Understanding of money laundering process in general and knowledge of various money laundering indicators

• Strong investigative, critical thinking and analytical skills and the ability to apply them in various scenarios

• Knowledge and understanding of FINTRAC guidance/requirements

• Strong verbal and written communication skills. The ability to gather and present complex information in a simple and concise manner is essential for this role

• Completion of an undergraduate degree in a relevant field of study (i.e. accounting, business, political science, criminology)

• At a minimum, an Intermediate proficiency level of skill in Microsoft Excel & Microsoft Word

Nice-to-have:

• Working background/experience with the major business segments of RBC

• ACAMS Certification

• AML background in Canadian banking

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable

• Leaders who support your development through coaching and managing opportunities

• Work in a dynamic, collaborative, progressive, and high-performing team

• To be part of a large and growing global organization which puts client interests first and has a culture of fairness and accountability

Job Skills

Analytical Thinking, Commercial Laws, Communication, Equal Employment Opportunity Law, Fraud Management, Fraud Risk Management, Legal Practices, Long Term Planning, Quality Orientation

Additional Job Details

Address:

20 KING ST W:TORONTO

City:

TORONTO

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

HUMAN RESOURCES & BMCC

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2025-05-13

Application Deadline:

2025-08-29

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

Join our Talent Community

Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.

Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.