Director, Credit Risk

Affinity Credit Union; Saskatchewan; On-site; CAD 140,000 - 190,000; Full time

Job summary

Affinity Credit Union in Saskatchewan seeks a Director, Credit Risk to lead the second line adjudication and shape risk strategy across consumer, agriculture, commercial and wealth lending.

You will translate risk insights into sound business decisions, coach the Credit Risk team, and collaborate across the organization to balance growth with prudent risk management. This role drives risk-aware decisioning for the credit portfolio.

Qualifications

• Post-secondary degree in a related field and 10 years of related experience.
• Advanced knowledge in credit analysis and adjudication practices, including complex lending.
• Ability to lead and coach employees, set expectations, review progress and provide guidance.

Responsibilities

• Collaborates across the organization to support decisioning for credit strategies and guidelines.
• Coaches the Credit Risk team to ensure compliance with standards, legislation and policies.
• Assesses effectiveness of first line credit processes in origination and management of loans.
• Supports portfolio health reporting and advice to inform credit strategy.
• Participates in national peer groups to develop best practices.

Skills

Strategic leadership

Credit risk expertise

Coaching and mentoring

Stakeholder collaboration

Education

Post-secondary degree in related field

Job description

af-fin-i-ty (noun):

• a natural compatibility
• the name on our doors

Working for Affinity means being part of a member‑owned financial institution. As a cooperative we’re purpose‑driven, shaping and strengthening the communities we call home. It’s not just meaningful work, it’s smart, sustainable business. Our team of more than 850 professionals supports a thriving membership of over 145,500 individuals across Saskatchewan, backed by $11.7 billion in managed assets. That scale and the trust behind it positions Affinity as a leading financial partner for Saskatchewan residents.

Joining the Affinity team means you’ll be part of Affinity’s growing success and you can feel good about the important role your organization plays in your local community.

We’re looking for a collaborative and forward-thinking Director, Credit Risk to provide leadership and accountability for the second line credit risk adjudication. This role is designed for someone who understands the balance between growth and risk, can navigate complex lending environments and translate risk insights into sound business decisions, this role offers the opportunity to make a meaningful impact across the organization.

What You’ll Do

• Collaborates across the organization in supporting the decisioning for and implementation of credit strategies, policies, and guidelines that enable innovative and functional credit risk services.
• Enables the quality and integrity of credit analysis through providing coaching, direction and expertise to the Credit Risk team by ensuring loans follow Standards of Sound Business Practice, legislation, regulations, policies, procedures and guidelines
• Assesses the effectiveness of the first line credit processes related to origination and management of loans.
• Supports the assessment and reporting on portfolio health to management, the board and other stakeholders, including identifying and assessing internal and external credit trends, and providing advice to inform credit strategy.
• Actively participates in national peer groups and maintains professional contacts to support development of best practices.

What You’ll Get

• The opportunity to shape the future of credit risk management at one of Saskatchewan's leading financial institutions.
• Exposure to a broad and diverse lending portfolio across consumer, agricultural, commercial, and wealth solutions.
• Meaningful work that supports the financial well-being of members, strengthens communities, and contributes to Affinity's long-term success.
• A competitive total rewards package that supports your financial, physical, and personal well-being.

What You’ve Got

• Post-secondary diploma or degree in a related field, plus 10 years of related experience or an equivalent combination of education and experience
• Advanced knowledge in a broad range of credit analysis and adjudication practices, including for highly complex business and agricultural lending as well as for Consumer Lending
• Advanced knowledge in the development, implementation, and execution of divisional strategy which incorporates leading practices and innovative developments
• Ability to lead, engage, and coach employees, set clear expectations, review progress, provide feedback and guidance, and hold people accountable

Posting Close Date: November 1, 2026