Director, Commercial Finance Agriculture

RBC

Woolwich

Hybrid

CAD 120,000 - 180,000

Full time

4 days ago

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Job summary

RBC is seeking a Director of Commercial Finance focused on Large Agriculture, to lead end-to-end credit for a defined client portfolio in Southwestern Ontario. You will structure, deliver, and manage loan transactions, work closely with relationship managers, and present credit solutions to clients with risk-aware, growth-oriented strategies.

You will regularly collaborate with Group Risk Management and RBC partners to optimize credit offerings, maintain portfolio quality, and support business

Qualifications

5+ years of experience in commercial lending at a major financial institution.
Experience supporting and/or specialized in Agribusiness/Agriculture
Undergraduate degree in Business, Economics, Accounting, or Finance with strong quantitative, financial modeling, and analytical skills.
Strong skills with Microsoft Office and digital tools.
Proven verbal and written communication with attention to detail.

Responsibilities

Structure, deliver, close, and monitor loan transactions with GRM and client presentations.
Prepare and present credit pitches that articulate benefits of proposed credit solutions.
Deliver credit solutions that meet client needs and manage risk.
Oversee the credit approval process including Commitments Committee and GRM.
Develop and deepen client relationships with RBC partners across divisions.
Perform due diligence in credit applications in collaboration with Risk Management.
Maintain portfolio quality via annual renewals, covenant monitoring, and controls.

Skills

Credit analysis

Financial modeling

Client relationship management

Agribusiness knowledge

Communication

Education

Undergraduate degree in Business, Economics, Accounting, or Finance

Tools

Microsoft Office

Job description

Job Description

The ideal candidate has experience supporting and/or is specialized in Agribusiness/Agriculture
As this role supports the Southwestern Ontario Market, there is flexibility in the work location within this market

What is the opportunity?

As Director, Commercial Finance, you are part of a team of client-facing credit professionals aligned to our Large Agriculture client segment. You play a key role in realizing our business growth objectives through the structuring, delivery and management of credit for a portfolio of large commercial agriculture clients. You will lead the end-to-end credit relationship for a defined portfolio of clients with a focus on loan origination and ongoing portfolio quality oversight. You contribute to an exceptional client experience by providing superior business, financial and credit advice directly to clients.

Mobility

This role supports the Southwestern Ontario Market, offering flexibility in work location within this geographic region.

What will you do?

Collaborate with client relationship managers to structure, deliver, close, and monitor loan transactions, including credit submissions to Group Risk Management (GRM) and transaction presentations to clients
Collaborate with client relationship managers in the preparation and presentation of credit pitches that clearly articulate advantages and benefits of proposed credit solutions to existing and potential clients
Demonstrate RBC’s capability to provide customized and creative credit solutions in a timely manner and deliver credit solutions that meet or exceed our client’s needs
Manage all aspects of the credit approval process including Commitments Committee and GRM, developing strong working relationships with National Office personnel and risk managers
Actively develop, strengthen and deepen client relationships and engage with key RBC partners including Group Risk Management, Private Banking, Corporate Client Group (including the Asset Based Lending, Mid-Market Leverage Finance and Mezzanine Finance teams), Transaction Banking, Personal Banking, and others
Exercise due diligence in recommending credit applications, working in collaboration with Risk Management, especially in supporting risk processes and guidelines in order to find the appropriate mix of credit risk and structural mitigants.
Maintain portfolio quality oversight through proactive portfolio management, including annual credit renewals, covenant monitoring and control

What do you need to succeed?

Must-have

Proven track record in financial and credit analysis in support of exceptional client relationship management
Minimum five years’ experience in commercial lending at a major financial institution
Experience supporting and/or specialized in Agribusiness/Agriculture
Undergraduate degree in Business, Economics, Accounting, or Finance with strong quantitative, financial modeling, and analytical skills, as well as an ability to analyze company financial statements
Strong skills with Microsoft Office, as well as experience with emerging resources, communications and technology (e.g. online data resources, web-based meetings, social media, digital banking, and mobile applications)
Professional verbal and written communication skills with a high level of attention to detail in both written work and financial analysis
Strong organizational skills, ability to perform well under pressure, prioritize multiple tasks and projects, while meeting time-sensitive deadlines

Nice-to-have

MBA, CPA or CFA
Work experience in corporate lending/corporate finance

Trained in credit and accounting with an ability to manage complex concepts

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

Ability to make a difference and lasting impact
Work in a dynamic, collaborative, progressive, and high-performing team
Opportunities to do challenging work

Job Skills

Agricultural Lending, Agriculture Banking, Agriculture Industry, Commercial Banking Relationship Management, Commercial Credit Underwriting, Financial Analysis

Additional Job Details

Address

74 WYNDHAM ST N:GUELPH

City

Guelph

Country

Canada

Work hours/week

37.5

Employment Type

Full time

Job Type