Director, Commercial Finance Agriculture

RBC; Guelph; Hybrid; CAD 150,000 - 230,000; Full time

Job summary

RBC in Canada seeks a Director, Commercial Finance to lead end‑to‑end credit relationship for large agribusiness clients. You will structure, deliver, and manage loan transactions, present to GRM, and guide credit strategy for a defined portfolio while maintaining portfolio quality and risk controls.

You will collaborate with relationship managers and RBC partners to provide tailored credit solutions, oversee approvals, and strengthen client relationships across the Southwestern Ontario market.

Qualifications

• Proven track record in financial and credit analysis to support client relationships.
• Minimum five years’ experience in commercial lending at a major financial institution.
• Experience supporting and/or specialized in Agribusiness/Agriculture.
• Undergraduate degree in Business, Economics, Accounting, or Finance with strong quantitative, financial modeling, and analytical skills.
• Strong skills with Microsoft Office and familiarity with online data resources and digital banking tools.
• Professional verbal and written communication with attention to detail.
• Strong organizational skills and ability to manage multiple tasks under deadlines.

Responsibilities

• Collaborate with client relationship managers to structure, deliver, close, and monitor loan transactions and present to GRM and clients.
• Prepare and present credit pitches highlighting advantages of proposed credit solutions.
• Demonstrate RBC’s ability to provide customized credit solutions meeting client needs.
• Manage credit approval processes including Commitments Committee and GRM, engaging with risk managers.
• Develop and deepen client relationships with RBC partners across groups.
• Exercise due diligence with Risk Management to balance credit risk and mitigants.
• Maintain portfolio quality via proactive management, renewals, and covenant monitoring.

Skills

Financial analysis

Commercial lending

Agribusiness

Finance degree

MS Office

Communication

Time management

Education

Undergraduate degree

Job description

Job Description

• The ideal candidate has experience supporting and/or is specialized in Agribusiness/Agriculture
• As this role supports the Southwestern Ontario Market, there is flexibility in the work location within this market

What is the opportunity?

As Director, Commercial Finance, you are part of a team of client‑facing credit professionals aligned to our Large Agriculture client segment. You play a key role in realizing our business growth objectives through the structuring, delivery and management of credit for a portfolio of large commercial agriculture clients.

You will lead the end‑to‑end credit relationship for a defined portfolio of clients with a focus on loan origination and ongoing portfolio quality oversight. You contribute to an exceptional client experience by providing superior business, financial and credit advice directly to clients.

Mobility

This role supports the Southwestern Ontario Market, offering flexibility in work location within this geographic region.

What will you do?

• Collaborate with client relationship managers to structure, deliver, close, and monitor loan transactions, including credit submissions to Group Risk Management (GRM) and transaction presentations to clients
• Collaborate with client relationship managers in the preparation and presentation of credit pitches that clearly articulate advantages and benefits of proposed credit solutions to existing and potential clients
• Demonstrate RBC’s capability to provide customized and creative credit solutions in a timely manner and deliver credit solutions that meet or exceed our client’s needs
• Manage all aspects of the credit approval process including Commitments Committee and GRM, developing strong working relationships with National Office personnel and risk managers
• Actively develop, strengthen and deepen client relationships and engage with key RBC partners including Group Risk Management, Private Banking, Corporate Client Group (including the Asset Based Lending, Mid-Market Leverage Finance and Mezzanine Finance teams), Transaction Banking, Personal Banking, and others
• Exercise due diligence in recommending credit applications, working in collaboration with Risk Management, especially in supporting risk processes and guidelines in order to find the appropriate mix of credit risk and structural mitigants.
• Maintain portfolio quality oversight through proactive portfolio management, including annual credit renewals, covenant monitoring and control

What do you need to succeed?

Must-have

• Proven track record in financial and credit analysis in support of exceptional client relationship management
• Minimum five years’ experience in commercial lending at a major financial institution
• Experience supporting and/or specialized in Agribusiness/Agriculture
• Undergraduate degree in Business, Economics, Accounting, or Finance with strong quantitative, financial modeling, and analytical skills, as well as an ability to analyze company financial statements
• Strong skills with Microsoft Office, as well as experience with emerging resources, communications and technology (e.g. online data resources, web-based meetings, social media, digital banking, and mobile applications)
• Professional verbal and written communication skills with a high level of attention to detail in both written work and financial analysis
• Strong organizational skills, ability to perform well under pressure, prioritize multiple tasks and projects, while meeting time-sensitive deadlines

Nice-to-have

• MBA, CPA or CFA
• Work experience in corporate lending/corporate finance
• Trained in credit and accounting with an ability to manage complex concepts

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• Opportunities to do challenging work

Job Skills

Agricultural Lending, Agriculture Banking, Agriculture Industry, Commercial Banking Relationship Management, Commercial Credit Underwriting, Financial Analysis

Additional Job Details

Address: 74 WYNDHAM ST N:GUELPH

City: Guelph

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Job Type: Regular

Pay Type: Salaried

Posted Date: 2026-10-01

Application Deadline: 2026-10-17

Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.