Associate, Institutional Client Credit Management - Global Credit, Global Corporate Banking

RBC; Toronto; On-site; CAD 90,000 - 135,000; Full time

Benefits offered by this job

Total rewards program

Coaching and development

Flexible work/life balance

Job summary

RBC is seeking a risk professional in Toronto to manage authorized credit and transactional risk across fund relationships, coordinating with RBC Capital Markets sales and trading teams to meet client needs and safeguard credit quality.

You will review counterparties, maintain trading limits data in CCMS, support KYC and due diligence, and contribute to risk-based projects while aligning with RBFG policies and trading documentation standards.

Qualifications

• Minimum 4–5 years of experience in financial services.
• Strong financial risk analysis and/or accounting skills.
• Excellent written and verbal communication skills.
• Ability to prioritize work and manage competing demands.
• Familiarity with the RBC Capital Markets credit process and trading agreements.

Responsibilities

• Timely preparation of transaction requests in support of RBC CM credit intensive trading activities with global asset managers on behalf of the funds they manage.
• Understand and assess client investment strategies from a risk perspective.
• Review of trading counterparties.
• Maintenance and accuracy of trading limit data within CCMS.
• Compliance management including managing limit excesses and supporting ATE triggers.
• Complete annual reviews and participate in client due diligence meetings.
• Participate in KYC process as required.
• Assist in the collation of regulatory documents and confirmations as required.
• Completion of assigned projects and other duties in an efficient and effective manner that supports business initiatives.
• Maintain a strong understanding of RBFG trading policies and guidelines.
• Initiate and maintain contact with Sales and Trading professionals, Group Risk Management (Credit Risk, Market Risk, Counterparty Credit Risk), Trading Documentation and RBC Law Group.
• Understand and assist in negotiating trading documentation including ISDA, GMSLA and GMRA.

Skills

Financial risk analysis

Accounting skills

Communication skills

Prioritization

Teamwork

PC skills

Client First

RBC CM credit process

Education

Honours, B.A. or B.Com.

Job description

What is the opportunity?

This role directly manages authorized credit and transactional risk limits across our group of fund relationships. Counterparties include regulated funds, pension funds, managed accounts, alternative accounts, hedge funds, private capital etc. You will maintain relationships with RBC Capital Markets (CM) sales and trading professionals and counterparties to ensure client needs are met on a timely basis including addressing credit requirements as necessary. You will support the development of transaction solutions (including structuring, amount and term) and provide assistance in the preparation of transaction requests, while safeguarding the credit quality of the trading portfolio.

Job Description

What is the opportunity?

This role directly manages authorized credit and transactional risk limits across our group of fund relationships. Counterparties include regulated funds, pension funds, managed accounts, alternative accounts, hedge funds, private capital etc. You will maintain relationships with RBC Capital Markets (CM) sales and trading professionals and counterparties to ensure client needs are met on a timely basis including addressing credit requirements as necessary. You will support the development of transaction solutions (including structuring, amount and term) and provide assistance in the preparation of transaction requests, while safeguarding the credit quality of the trading portfolio.

What will you do?

• Timely preparation of transaction requests in support of RBC CM credit intensive trading activities with global asset managers on behalf of the funds they manage
• Understand and assess client investment strategies from a risk perspective
• Review of trading counterparties
• Maintenance and accuracy of trading limit data within CCMS
• Compliance management including managing limit excesses and supporting ATE triggers
• Complete annual reviews and participate in client due diligence meetings
• Participate in KYC process as required
• Assist in the collation of regulatory documents and confirmations as required
• Completion of assigned projects and other duties in an efficient and effective manner that supports business initiatives
• Maintain a strong understanding of RBFG trading policies and guidelines
• Initiate and maintain contact with Sales and Trading professionals, Group Risk Management (Credit Risk, Market Risk, Counterparty Credit Risk), Trading Documentation and RBC Law Group
• Understand and assist in negotiating trading documentation including ISDA, GMSLA and GMRA

What do you need to succeed?

Must haves:

• Minimum: Honours, B.A. or B. Comm.
• Minimum 4–5 years of experience in financial services
• Strong financial risk analysis and/ou accounting skills
• Ability to prioritize work and manage competing demands
• Excellent written and verbal communication skills
• Familiarity with the RBC Capital Markets credit process and trading agreements
• Ability to work in an interactive team environment
• Strong general PC skills and demonstrated capability to learn key internal systems
• Ability to strike a balance in putting the “Client First” while ensuring that internal standards are maintained, and deliverables are provided

Nice-to-have:

• Academic background with a combination of master’s level accreditation: usually an MBA, CFA, CA, other professional designation or relevant work experience

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable.
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact.
• Work in a dynamic, collaborative, progressive, and high-performing team.
• Flexible work/life balance options.
• Opportunities to do challenging work.
• Opportunities to take on progressively greater accountabilities.
• Access to a variety of job opportunities across business.

Job Skills

Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork

Additional Job Details

Address:

ROYAL BANK PLAZA, 200 BAY ST:TORONTO

City:

Toronto

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

CAPITAL MARKETS

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-05-04

Application Deadline:

2026-10-16

Note:

Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Compensation for this position (including salary and discretionary/variable payments) will be determined by factors, including but not limited to candidate's experience, skills, registration status, performance, individual goals, market conditions, and business needs.

Pay Range

The expected pay range for this position is:

$90,000.00 - $135,000.00

The pay range provided is for the primary work location referenced in the Additional Job Details section of this job posting. Pay ranges may differ based on location. If the posting lists multiple job locations, a recruiter can confirm availability of the role and the relevant pay rage for the additional locations listed. RBC supports pay transparency and we strive to ensure all pay ranges are competitive, fair, and equitable.

You have the potential to earn RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided that business meets its performance targets and you meet your individual goals.

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.