Data-Driven Insurance Underwriter

Gtrworldwide; Prince Albert; On-site; CAD 65,000 - 90,000; Full time

Benefits offered by this job

Competitive wages

Growth opportunities

Training support

Supportive work environment

Job summary

GTR Worldwide in Canada seeks an experienced Insurance Underwriter to assess applications, analyze risk, and determine premium terms. You will review financials, medical data, and documentation to decide eligibility and risk levels while aligning with underwriting guidelines.

The role involves collaborating with brokers, agents and internal teams, updating policies, and maintaining thorough files for audits and regulatory reviews.

Qualifications

• Post-secondary diploma or degree in insurance, finance, business administration, risk management or a related field, or equivalent work experience.
• Minimum of 2 years of experience in underwriting, risk assessment, or a related insurance role.
• Solid knowledge of insurance products, policy wording, coverage types and underwriting principles.
• Proficiency with underwriting systems, databases and standard office software such as spreadsheets.
• Strong analytical and numerical skills with keen attention to detail and sound decision-making ability.
• Effective verbal and written communication skills and the ability to work with brokers, agents and internal teams.

Responsibilities

• Evaluate insurance applications, financial records, medical information and other documentation to determine eligibility and risk level.
• Analyze risk factors and calculate appropriate premium rates, coverage limits and policy exclusions in accordance with underwriting guidelines.
• Review and renew existing policies, adjusting terms based on claims history, market conditions and updated risk assessments.
• Collaborate with insurance brokers, agents, claims staff and other stakeholders to clarify coverage, resolve issues and ensure accurate documentation.
• Prepare and maintain thorough underwriting files, reports and correspondence for audit, regulatory compliance and management review.
• Use underwriting software, databases and analytical tools to perform risk modeling, portfolio monitoring and trend analysis.

Skills

Risk assessment

Analytical skills

Attention to detail

Communication

Underwriting software

Education

Post-secondary degree in insurance

Tools

Underwriting software

Spreadsheets

Job description

GTR Worldwide in Canada seeks an experienced Insurance Underwriter to assess applications, analyze risk, and determine premium terms. You will review financials, medical data, and documentation to decide eligibility and risk levels while aligning with underwriting guidelines.

The role involves collaborating with brokers, agents and internal teams, updating policies, and maintaining thorough files for audits and regulatory reviews.