Credit Supervisor

Toyota; Ontario; Hybrid; CAD 70,000 - 90,000; Full time

Job summary

Toyota Financial Services is seeking a Credit Supervisor for a permanent evening shift role. Key responsibilities include overseeing Credit Analysts, ensuring compliance with established policies, and promoting team engagement in a hybrid work environment. Candidates should hold a Bachelor’s degree and possess a minimum of 3 years' experience in automotive financing. The position offers a competitive compensation package, a supportive work culture, and opportunities for professional growth.

Benefits

Hybrid work environment

Competitive compensation package with health and dental benefits

Company pension plan with matched contribution

Professional growth and development programs

Fitness reimbursement

Summer Hours – condensed work week

Qualifications

• 3 years' experience in an automotive retail financing environment is required.
• Must be able to work permanent evening shifts.
• Proven analytical problem-solving skills and flexibility.

Responsibilities

• Coach and develop Credit Analysts through ongoing feedback.
• Monitor performance and ensure compliance with policies.
• Promote team engagement within a Hybrid Workforce model.

Skills

Communication

Analytical Problem-Solving

Teamwork

Flexibility

Attention to Detail

Education

Bachelor’s degree (Business/Commerce preferred)

Tools

MS Office Applications

Job description

time left to apply End Date: June 25, 2025 (8 days left to apply)

job requisition id 10300144

Job Description

Credit Supervisor – Western Canada

About Toyota Financial Services

Toyota Financial Services (TFS) provides retail, leasing and wholesale financial services to Toyota and Lexus dealerships and customers across Canada. TFS is a member of Toyota Financial Services Corporation (TFSC), a wholly owned subsidiary of Toyota Motor Corporation in Japan with the Canadian operation headquarters in Markham, Ontario

What Sets Us Apart?

At Toyota Financial Services (TFS), you will help create best in class customer experiences in an innovative, collaborative and team focused environment. TFS is an important part of the Toyota family, an award-winning global company, recognized worldwide for our technological leadership and superior standards of quality, continuous improvement and environmental responsibility.

At TFS, we work transparently and together to support our customers, colleagues, and business partners. We are a company built on respect for people, continuous improvement, driving innovation and working with integrity. As such, TFS has created an environment where everyone can feel welcome, safe, heard and everyone can contribute their best towards meaningful goals.

TFS has an exciting permanent opportunity as the Credit Supervisor, reporting to the Retail Credit Manager in the Retail Credit department.

The successful candidate will be required to work the permanent evening shift from 11:45am to 8:00pm (PST) or 12:45pm to 9pm (MST)

What We’ll Bring:

• A hybrid work environment.
• A work environment built on teamwork, flexibility, and respect.
• Competitive compensation package including health and dental benefits and bonus.
• Health and dental benefits effective immediately.
• Company pension plan with matched contribution.
• Professional growth and development programs to help advance your career, as well as tuition reimbursement.
• Fitness reimbursement.
• Great company culture-Respect for people and continuous improvement is at our core
• Competitive time off benefits.
• Summer Hours – condensed work week during the summer.

What You’ll Be Doing:

• Monitor, oversight, and provide support to Credit Analysts working the late shifts, in all time zones until 8 PM PST
• Coach and develop Credit Analysts through consistent, regular ongoing feedback, including career development discussions to strengthen their knowledge, skills, and competencies.
• Establish goals, develop strategies, and implementation plans to ensure SLA and KPIs are achieved and increase the effectiveness of the business unit.
• Promote team engagement within a Hybrid Workforce model, support identification process of AOS issues and implementation of the action plan.
• Resolve Associate performance issues for accountability and/or refer to the Retail Credit Manager as appropriate.
• Facilitate change, implement review processes for consistency, standardization, and harmonization in buying practices, monitor workflow, risk management of credit offerings, and compliance policies to meet and exceed established KPIs and scorecard initiatives.
• Ensure adherence and compliance to established policies & procedures, review and update all SOPs, and PnPs for process changes, Business Continuity plan, prepare and update onboarding and training requirements using an innovative approach to maximize efficiencies.
• Adopt a sales consultative approach, focus on negotiation and identifying opportunities through non-traditional ways to structure deals.
• Collaborate with Supervisory Team and Manager to optimize workflows and resources, and meet and achieve SLA and KPI targets.
• Prepare and schedule: Team Huddles, What Matters Meetings, Bi-weekly/Monthly 1:1’s, MAP meetings, and Analyst work schedules to ensure equitable and sufficient shift coverages: Evenings, weekends, and holidays, implement changes as required to meet business needs and collaborative WFO requirements.
• Ensure tasks are promptly assigned and accurately completed.
• Provide and promote “best in class” service to internal or external customers on elevated, sensitive, or complex issues.
• Promote an inclusive and respectful environment with internal and external customers.
• Handle dealer disputes, escalations, training, and relationship-building initiatives as required.
• Foster Associate engagement, use team recognition and team-building activities to maximize engagement, resource allocation, and support other departments with an Agile Workforce and hybrid work environment.
• Respond promptly and accurately to management requests and business users related to ad hoc analyses, reports, and other management information services on a consultative basis.
• Collaborate with cross-functional teams for improvements in business process efficacy and efficiency, work towards constant improvement through Kaizen initiatives by thinking creatively, leverage data for decision making, and foster business innovation.

What You’ll Bring:

• Bachelor’s degree (Business/Commerce preferred) or equivalent related work experience.
• Ability to work evening shift on a permanent basis – 11:45 am-8:00 pm (PST) or 12:45 pm - 9 pm (MST)
• Minimum of 3 years’ experience in an automotive retail financing environment.
• Excellent verbal communication, written communication, and interpersonal skills.
• Team-oriented with a result-driven attitude to support our associates, dealers, and customers.
• Flexibility to work extended hours to support the team and dealer network
• Lead by example with a Sales Consultative approach.
• Passion, enthusiasm, and energy to harmonize and reinforce a “One Team” culture.
• A curious and creative mindset, strong attention to detail and team building skills.
• Proven analytical problem-solving skills, critical thinking, and decision-making skills.
• Proactive and innovative with a strong sense of ownership.
• Ability to multi-task in a fast-paced environment.
• Proficiency with MS Office applications (Word, Excel, PowerPoint etc.) with the ability to mine through data to enhance business decisions and optimize operations.
• Proficiency with Financial Statements Analysis.

What You Should Know:

Our success begins and ends with our people. We embrace diverse perspectives and value unique human experiences. We are proud to be an equal opportunity employer that celebrates the diversity of the communities where we live and do business.Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, or any other characteristics protected by law.