Credit Risk Analyst

CIBC; Toronto; On-site; CAD 60,000 - 90,000; Full time

Job summary

An established industry player is seeking a Credit Risk Analyst to join their Small Business Lending Operations team. In this role, you will manage credit facilities, ensuring compliance and monitoring risk elements on complex portfolios. Your analytical skills will be vital in reviewing credit agreements and providing exceptional service to clients. This position offers a collaborative environment with opportunities for personal growth and development. If you are passionate about building relationships and making a meaningful impact, this is the perfect opportunity for you.

Benefits

Competitive salary

Incentives

Benefits

Pension

Share plans

Recognition programs

Personal growth opportunities

Qualifications

• Manage credit facilities and monitor risk elements on complex portfolios.
• Ensure compliance with credit terms and provide high-quality customer service.

Responsibilities

• Respond to client inquiries and liaise with relationship managers.
• Review credit agreements and prepare security documentation.

Skills

Financial Processing

Microsoft Excel

Organizing

Prioritization

Risk Management

Technical Knowledge

Tools

MS Teams

Outlook

COINS

PostEdge

ECIF

GOW

iCAP

Streamloan

Job description

Join to apply for the Credit Risk Analyst role at CIBC

About CIBC

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and ambitions, empowering you to make a meaningful impact. Our team members are valued for who they are and what they contribute. To learn more, visit CIBC.com.

What You’ll Be Doing

As part of the Small Business Lending Operations team, the Credit Risk Analyst will manage all aspects of administration and monitoring of credit facilities, maintain independent responsibility for input, monitoring, and escalation of risk elements on complex credit portfolios. You will also ensure productivity standards are met and Service Level Agreements are exceeded.

Details about your work arrangement (on-site and remote) will be discussed during your interview.

How You’ll Succeed

• Relationship Building: Respond to client inquiries, provide high-quality customer service, and liaise with relationship managers.
• Administration & Analytical Thinking: Review draft credit agreements, prepare security documentation, and escalate errors before funding.
• Business Acumen: Manage credit fulfillment and ensure compliance with credit terms, exercising delegated authority as needed.
• Technically Savvy: Proficiency with MS Teams, Outlook, and experience with COINS, PostEdge, ECIF, GOW, iCAP, Streamloan is a plus.
• Lending Knowledge: Experience with lending administration such as Banker's Acceptance, Letters of Credit, Visa, term loans, LAS loans is advantageous.

Who You Are

• You value relationships, build trust, and respect diversity.
• You prioritize clients, engage purposefully, and go the extra mile.
• You pay attention to details and use critical thinking for decision-making.
• You analyze data, investigate complex problems, and communicate effectively.
• You live our values of trust, teamwork, and accountability.

What CIBC Offers

We support your growth with competitive salary, incentives, benefits, pension, share plans, and recognition programs. Our innovative environment fosters collaboration and development opportunities, including Purpose Day for personal growth. Benefits are subject to plan terms.

What You Need To Know

• We are committed to inclusivity and accessible candidate experience. Contact [e-mail] for accommodations.
• You must be legally eligible to work at the specified location(s) and have the necessary permits.
• You may be asked to complete assessments or tests as part of the process.

Job Location

Scarborough - 305 Milner Ave, 8th Floor

Employment Details

• Type: Regular, Full-time
• Weekly Hours: 37.5

Skills

Financial Processing, Microsoft Excel, Organizing, Prioritization, Risk Management, Technical Knowledge