Credit Risk Analyst

Canadian Imperial Bank of Commerce; Toronto; On-site; CAD 60,000 - 90,000; Full time

Job summary

Join a forward-thinking bank that values your strengths and ambitions. As a Credit Risk Analyst, you'll play a crucial role in managing credit facilities and ensuring compliance. Your analytical skills and attention to detail will be key in maintaining high standards of service and client satisfaction. This innovative firm offers a supportive environment where you can thrive and grow your career, with opportunities for professional development and recognition. If you're passionate about building relationships and making a meaningful impact, this role is perfect for you.

Benefits

Competitive salary

Incentive pay

Banking benefits

Defined benefit pension plan

Employee share purchase plan

Vacation offering

Wellbeing support

Social recognition program

Qualifications

• Experience in financial processing and risk management is essential.
• Proficient in Microsoft Excel and comfortable with various technical tools.

Responsibilities

• Manage credit facilities and ensure compliance with service level agreements.
• Provide high-quality customer service and maintain client relationships.

Skills

Financial Processing

Microsoft Excel

Organizing

Prioritization

Risk Management

Technical Knowledge

Education

Bachelor's Degree in Finance or related field

Tools

MS Teams

Outlook

COINS

PostEdge

ECIF

GOW

iCAP

Streamloan

Job description

time left to apply End Date: May 8, 2025 (5 days left to apply)

job requisition id 2509668

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What You’ll Be Doing

As part of the Small Business Lending Operations team, the Credit Risk Analyst will be responsible for managing all aspects of administration and monitoring of credit facilities, maintaining independent responsibility for the input, monitoring and escalation of risk elements on complex credit portfolios. You would also be required to ensure productivity standards are achieved and Service Level Agreements are met or exceeded.

At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview

How You’ll Succeed

• Relationship Building - Required to respond to client's inquires and requests, providing professional high quality customer service for the assigned portfolio to ensure client satisfaction. You will liase and interact with relationship managers as part of the daily management of your portfolio.
• Administration & Analytical Thinking - Review draft credit agreements and prepare all security documentation in accordance with client's articles of incorporation. You will also be required to review executed credit agreements and security documentation and escalate all errors/ omissions for correction prior to funding.
• Business Acumen - You will be responsible for managing the credit fulfillment function by providing specialized operational expertise. You will also be required to act independently of the business to ensure ongoing compliance of the terms and conditions of the authorized credit and exercise delegated authority to make decisions as required.
• Technically Savvy - Comfortable using MS Teams, Outlook calendar. Experience with COINS, PostEdge, ECIF, GOW, iCAP system, Streamloanis a strong asset.
• Lending knowledge - experience with lending administrationwould be an asset (Banker's Acceptance, Letters of Credit, Visa, term loans, LAS loans).

Who You Are

• You're passionate about people. You find meaning in relationships, and surround yourself with a diverse network of partners. You build trust through respect and authenticity.
• You put our clients first. You engage with purpose to find the right solutions. You go the extra mile, because it's the right thing to do.
• You understand that success is in the details. You notice things that others don't. Your critical thinking skills help to inform your decision making.
• You give meaning to data. You enjoy investigating complex problems, and making sense of information. You're confident in your ability to communicate detailed information in an impactful way.
• Values matter to you. You bring your real self to work and you live our values - trust, teamwork, and accountability.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [e-mail]

You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit .

We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, French proficiency, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

Scarborough-305 Milner Ave, 8th Floor

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What You’ll Be Doing

As part of the Small Business Lending Operations team, the Credit Risk Analyst will be responsible for managing all aspects of administration and monitoring of credit facilities, maintaining independent responsibility for the input, monitoring and escalation of risk elements on complex credit portfolios. You would also be required to ensure productivity standards are achieved and Service Level Agreements are met or exceeded.

At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview

How You’ll Succeed

• Relationship Building - Required to respond to client's inquires and requests, providing professional high quality customer service for the assigned portfolio to ensure client satisfaction. You will liase and interact with relationship managers as part of the daily management of your portfolio.
• Administration & Analytical Thinking - Review draft credit agreements and prepare all security documentation in accordance with client's articles of incorporation. You will also be required to review executed credit agreements and security documentation and escalate all errors/ omissions for correction prior to funding.
• Business Acumen - You will be responsible for managing the credit fulfillment function by providing specialized operational expertise. You will also be required to act independently of the business to ensure ongoing compliance of the terms and conditions of the authorized credit and exercise delegated authority to make decisions as required.
• Technically Savvy - Comfortable using MS Teams, Outlook calendar. Experience with COINS, PostEdge, ECIF, GOW, iCAP system, Streamloanis a strong asset.
• Lending knowledge - experience with lending administrationwould be an asset (Banker's Acceptance, Letters of Credit, Visa, term loans, LAS loans).

Who You Are

• You're passionate about people. You find meaning in relationships, and surround yourself with a diverse network of partners. You build trust through respect and authenticity.
• You put our clients first. You engage with purpose to find the right solutions. You go the extra mile, because it's the right thing to do.
• You understand that success is in the details. You notice things that others don't. Your critical thinking skills help to inform your decision making.
• You give meaning to data. You enjoy investigating complex problems, and making sense of information. You're confident in your ability to communicate detailed information in an impactful way.
• Values matter to you. You bring your real self to work and you live our values - trust, teamwork, and accountability.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [e-mail]

• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit .

• We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, French proficiency, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

Scarborough-305 Milner Ave, 8th Floor

Employment Type

Regular

Weekly Hours

37.5

Skills

Financial Processing, Microsoft Excel, Organizing, Prioritization, Risk Management, Technical Knowledge

time left to apply End Date: May 3, 2025 (15 hours left to apply)