Financial Data Analyst

HireTalent - Staffing & Recruiting Firm; Montreal (administrative region); On-site; CAD 60,000 - 90,000; Full time

Job summary

HireTalent – Staffing & Recruiting Firm in Montreal, QC, seeks a junior credit risk analyst to prepare annual credit reviews, analyze counterparties, and support capital markets transactions. You will coordinate with Credit Risk Control, Relationship Managers, Traders and Legal teams to structure transactions and assess credit exposure.

Ideal candidates have 1–3 years in capital markets or credit risk, a finance/economics background, and strong communication.

Qualifications

• BS/BA required (finance or economics background preferred).
• 1-3 years’ experience in capital markets or credit risk analysis.
• Clear communication skills to express credit decisions confidently.
• Ability to organize time and meet deadlines.
• Team-oriented with the ability to collaborate across functions.

Responsibilities

• Prepare and present annual credit reviews and new requests to credit committees.
• Analyze counterparty and peer comparisons; recommend ratings and express credit opinions.
• Analyze capital markets and corporate banking transactions with regulated funds and agency principals.
• Coordinate all aspects of the credit risk process with Coverage, Business, and other Functions.
• Review counterparty credit exposure and ensure data quality for counterparties.
• Work with Legal to execute credit-sensitive terms and review legal documentation.
• Structure transactions with Relationship Managers, Traders, Market Risk and Legal to mitigate risk.

Skills

Credit risk analysis

Capital markets knowledge

Communication skills

Education

BS/BA in finance or economics

Tools

Word

Excel

Job description

• Prepare and present annual credit reviews and new requests to credit committees
• This process includes comprehensive analysis on the counterparty and comparison with its peers, recommendation of rating using internal rating models, and expression of credit opinion.
• Analyze capital markets and corporate banking transactions with regulated funds and agency principals.
• Capital markets: derivatives (swaps, foreign exchange, credit and equity derivatives), repo, securities lending, prime services.
• Corporate banking: import and export trade finance transactions, and syndicated loan participations.
• Coordinate all aspects of the credit risk process in liaison with Coverage, Business, and other Functions.
• Review counterparty credit exposure excesses on financial institutions reported by the Credit Risk Control team.
• Co-ordinate with Legal Department to execute legal documentation by providing credit-sensitive terms.
• Review all legal documentation during annual review, ensuring all necessary documents are in place (including guarantees) and being familiar with the products covered under ISDA/CSA, PSA/ISMA, and SLMA.
• Work closely with Relationship Managers, Traders, Market Risk, Legal and Operations personnel to structure transactions to mitigate diverse forms of risk.
• Support all business lines credit requests / transactions for clients.
• Effectively handle multiple tasks and review several files simultaneously through effective prioritization of requests (in conjunction with immediate supervisor) and sound organizational skills.
• Participate to internal exercises to review exposures and ensure data quality for counterparties.
• Keep up to date with industry risks/trends, including credit, regulatory, and legal issues.

Minimum Required Qualifications:

• BS/BA required (with finance or economic background preferred).
• 1-3 years’ experience in capital markets or credit risk analysis
• Self-starter and highly motivated to learn about derivatives and other capital markets products.
• Clear communication skills to firmly and confidently express credit decisions & opinions.
• Ability to organize time and meet deadlines/deliver requests on time.
• Ability to work in a team environment: interacting with other credit analysts, relationship managers, front office and clients.
• Proficiency in Word and Excel.

Preferred Qualifications:

• Knowledge in capital markets products and related legal documentation (ISDA, CSA, GMRA…)
• Formal credit training on funds within a financial institution